Start hereBest personal loansAPRs checked with each lender, for good or bad credit.Read the guide
Loans and credit
Credit cardsMatch the card to how you spend
Credit building appsStart a score or repair one
Student loan refinancingLenders worth a rate check
Auto loan ratesWhat you pay at your score
Home equity
Home equity agreement companiesThe big names, side by side
HEI vs HELOCWhich one costs you less
Home equity calculatorSee what you could access
Home equity with bad creditYour options by credit score
Cash before payday
Cash advance appsCompare them before you borrow
Money borrowing appsFast loans and what they cost
Buy now, pay later appsSplit a purchase, know the catch
Apps like DaveOther advance apps to compare
See all borrowing guides
Start hereBest money making appsApps that consistently pay, from surveys to shopping.Read the guide
Fast cash
Get paid todayWays to get cash in hand fast
I need money nowFast cash options when you are stuck
Make $100 fastA simple plan to get there
Make $500 fastHow to get there in under a week
Side hustles
Side hustle matchA 30 second quiz to find yours
Online jobsWork from home, no experience needed
Gig economy appsPick up work on your schedule
Passive income ideasRealistic ways to earn on autopilot
Apps that pay
Apps that pay real moneyWhat each pays and how to cash out
Survey appsGet paid for your opinion
Which game app pays bestTake the 30 second quiz
Reward and cash back appsEarn on spending you already do
See all ways to earn
Start hereBest online savings accountsHigher rates on cash you already have, no monthly fees.Read the guide
Earn more on cash
CD ratesLock a rate for a set term
Money market accountsHigh rates, easy access
HSA accountsSet money aside for medical costs
Everyday banking
Free checking accountsNo minimum balance needed
Bank account bonusesWhat new accounts pay and what it takes
Business checkingAccounts built for a business
Budget and save
Budgeting appsKeep tabs on every dollar
Start an emergency fundYour safety net, step by step
Money saving appsCut what you spend
Lower your billsEleven realistic ways
See all banking and saving guides
Start hereHow to start with little moneySmall ways to begin, some from just $5.Read the guide
Accounts and platforms
Open a Roth IRAHow and where to open one
Robinhood alternativesOther apps worth a look
Crypto appsWhat each one is good for
Stock research sitesWhere to do your homework
Real estate
Invest in real estateWays to get started
Real estate investing appsProperty exposure from your phone
Mortgage lendersCompare before you apply
Put a lump sum to work
Invest $10KWhere to put your first ten grand
Invest $50KSmart ways to use a bigger sum
Invest $100KOptions for six figures
Cash flow investmentsWays to build income from your money
See all investing guides

Menu

Popular right now

Cash advance appsCompare them before you borrow
Home equity agreement companiesThe big names, side by side
Best personal loansCompare lenders before you sign
Home equity calculatorSee what you could access

Browse by goal

All guidesEvery Smarts guide in one place About SmartsWho is behind the guides How we make money

Borrow smart

Loans, credit and home equity

Good first readBest personal loans

Loans and credit

Credit cardsMatch the card to how you spend
Credit building appsStart a score or repair one
Student loan refinancingLenders worth a rate check

Home equity

Home equity agreement companiesThe big names, side by side
HEI vs HELOCWhich one costs you less
Home equity calculatorSee what you could access

Cash before payday

Cash advance appsCompare them before you borrow
Money borrowing appsFast loans and what they cost

See all borrowing guides

Earn more

Fast cash, side hustles and apps

Good first readBest money making apps

Fast cash

Get paid todayWays to get cash in hand fast
I need money nowFast cash options when you are stuck
Make $100 fastA simple plan to get there

Side hustles

Side hustle matchA 30 second quiz to find yours
Online jobsWork from home, no experience needed
Gig economy appsPick up work on your schedule

Apps that pay

Apps that pay real moneyWhat each pays and how to cash out
Survey appsGet paid for your opinion

See all ways to earn

Bank and save

Accounts, rates and a safety net

Good first readBest online savings accounts

Earn more on cash

CD ratesLock a rate for a set term
Money market accountsHigh rates, easy access
HSA accountsSet money aside for medical costs

Everyday banking

Free checking accountsNo minimum balance needed
Bank account bonusesWhat new accounts pay and what it takes
Business checkingAccounts built for a business

Budget and save

Budgeting appsKeep tabs on every dollar
Start an emergency fundYour safety net, step by step

See all banking and saving guides

Invest

Start small and let it grow

Good first readHow to start with little money

Accounts and platforms

Open a Roth IRAHow and where to open one
Robinhood alternativesOther apps worth a look
Crypto appsWhat each one is good for

Real estate

Invest in real estateWays to get started
Real estate investing appsProperty exposure from your phone
Mortgage lendersCompare before you apply

Put a lump sum to work

Invest $10KWhere to put your first ten grand
Invest $50KSmart ways to use a bigger sum

See all investing guides

Make
- Fast Cash
- Side Hustles
Invest
- Real Estate
Borrow
Manage
- Banking
- Save

Sign in

Welcome!Log into your account

your username

your password

Forgot your password?

Password recovery

Recover your password

your email

Search

Make
- All Fast Cash Side Hustles
  
  11 Totally Legit Ways To Make Money On Your Phone
  
  Find Your Perfect Side Hustle Match in 30 Seconds
  
  Which Game App Pays Best in 2026? Take the 30-Second Quiz
  
  23 Legit Apps That Actually Pay You Real Money in 2026
  
  2026 Side Hustle Statistics: Trends and Data
Invest
- All Real Estate
  
  SoFi vs Robinhood: Which Investing App Is the Smarter Move?
  
  How to Get Free Bitcoin and Crypto Instantly [9 Real Ways]
  
  Betterment Review 2026: Is Betterment Worth It?
  
  Best Cryptocurrency Apps and What Each One Is Good For
  
  How to Live Mortgage Free in 2026: 11 Ways to Pay Off Your Home
Borrow
- All Credit Home Equity Personal Loans
  
  EarnIn vs Dave: Limits, Fees and Which Cash Advance App to Pick
  
  Banks That Offer a First Lien HELOC (2026): 5 Lenders and What Each Requires
  
  TD Bank Home Equity Loan vs. HELOC (2026): Which to Pick, Fees and Alternatives
  
  Rocket Mortgage HELOC (2026): Does It Exist, and What to Get Instead
  
  Hometap vs Unison 2026: Costs, Requirements and Which Fits You
Manage
- All Banking Save
  
  Best CD Rates of 2026: Up to 4.15% APY
  
  Best Online Savings Accounts for 2026
  
  Student Loan Forgiveness in 2026: Every Program That Still Exists
  
  Best Apps to Save Money on Groceries
  
  How to Budget When You’re on a Very Low Income

Home/Borrow/Home Equity

Home equity: how to get equity out of your home

Page 2 of 2

Nada Home Equity Agreement Review 2026: Costs, Requirements, Pros and ConsUpdated Oct 17, 2026
Splitero Reviews 2026: Costs, Requirements, Pros and ConsUpdated Oct 17, 2026
Unlock Home Equity Review 2026: Is It Legit? Costs, Pros and ConsUpdated Oct 6, 2026
HELOC for Seniors: Home Equity Options for Retirees ComparedUpdated Oct 17, 2026
No Doc HELOC in 2026: Your No Income Verification OptionsUpdated Oct 17, 2026
HELOC on Investment Property: Options for a Rental or Second HomeUpdated Oct 17, 2026
Best Home Equity Agreement Companies of 2026Updated Oct 17, 2026
Home Equity Loan With Bad Credit: Options by Credit Score in 2026Updated Oct 17, 2026
How to Get Equity Out of Your Home Without RefinancingUpdated Oct 17, 2026
HEI vs HELOC: Costs, Requirements and How to Choose in 2026Updated Oct 17, 2026
Hometap Review 2026: Costs, Requirements, Pros and ConsUpdated Oct 17, 2026
How to Leverage Home Equity when Home Prices are Sky HighUpdated Oct 15, 2026

More in Borrow

Credit8 guides
Personal Loans26 guides
All Borrow guides75 guides

Want an extra $500 a month?

Money hacks that actually work, free every Friday.

Join readers getting one money tip every Friday.

You’re in. Look for us on Friday.

Unsubscribe any time.

Smart money in plain English.

See what your options really cost, and where the catch is, before you sign up.

Run by Brian Meiggs and MeiggsMedia. Brian has been writing about personal finance for more than 10 years.

Publishing since 2018

Money topics

Cash Advances Personal Loans Home Equity Credit Banking Investing Earning Extra

Popular guides

Best Cash Advance Apps Best Personal Loans Home Equity Agreement Companies Best Free Checking Accounts Best Online Savings Accounts Best Credit Building Apps See all guides

Company

About Smarts How We Rate How We Make Money Contact

Some companies on this page pay Smarts when you click or apply. That can affect which companies appear and where. It never changes our ratings.

Smarts publishes information to help you compare your options. It is not financial, investment, tax or legal advice. Rates and terms change, so confirm the current terms on the company’s site before you apply.

© 2026 Smarts. Published by MeiggsMedia LLC.

Privacy Policy Terms of Use Disclaimer Sitemap

★ WAIT

Don't leave the high‑payers behind

Your first email is the one money app I'd tell a friend to start with. After that, the week's highest-payers, only when they're worth your time.

Done. Your first app is on the way.