How We Make Money

At Smarts, our goal is to help make a difference in peopleโ€™s lives by delivering objective, reliable advice and recommendations on all things related to money.

We aim to provide the best financial information possible and in doing so we often mention and recommend products within editorial content. Some of the financial services with products on Smarts may pay us a referral fee or commission when customers get approved for certain products. This compensation makes it possible for us to continue providing you the best financial information possible for free.

All of the analysis, opinions, and research on the site are the author's and will not be influenced or edited by advertisers. Advertisers have no editorial input on our content and only partner with brands that truly help our readers.

We appreciate your trust in us that we will provide the most accurate unbiased information and using our links to apply for various products helps us continue providing you the best information available.

For example, we are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

We also try to do our best to keep information accurate and up to date but we sometimes make mistakes and cannot guarantee the accuracy of our information.

Finally, this site contains user-generated content. This content is not provided or commissioned by any of our advertisers. Responses have not been reviewed, approved or otherwise endorsed by our advertisers and it is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Thanks for putting your trust in us.

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