Are you interested in downloading the apps where you can get paid today?
Today I’m going to show you some new strategies to make some extra money fast simply by clicking a few buttons on your cell phone (in under 5 minutes).
The best part? A lot of these require no effort at all.
I get it.
Life happens.
Sometimes you need some extra cash to pay a bill or you’re trying to save up for something you want.
You don’t want to fall behind on bills and are wondering how to make money today or what apps can pay you today?
Sure, another 500 dollars paid out early wouldn’t hurt. We’ve all been there, but what do you usually do when that happens? This is an exhaustive list of things that anyone can do, today, in order to get your paycheck early so you can earn money today.
If you're strapped for time, I'll go ahead and share the best get paid today apps to land your next paycheck.
These 11 Apps Can Help You Make It to Your Next Payday
These cash advance apps help you get your paycheck early can help you borrow money instantly. I mean you worked today, get paid today.
Try these free mobile applications available in the App Store and Google Play Store — so you can get paid today and earn money fast:
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1. Albert
Albert can spot you up to $250 so you can make ends meet. No late fees, interest, credit check, or hidden hands in your pocket. As long as you have a paycheck and have repaid your past advances, you can request up to 3 cash advances per pay period. There's no catch and they are offering a 30-day free trial through this link.
- Get an interest-free cash advance of up to $250
- Pay a small fee to get your money instantly or get cash within 2–3 days for free
- Costs $8 per month after a 30 day free-trial
2. Empower
Empower is an app designed for today’s generation. No matter what lies ahead, they’ll help you thrive by letting you borrow money. By downloading the app you can get a cash advance of up to $250 when you need it most, and save for your future.
You can count on them to have your back and get a cash advance up to $250 directly to your account. No applications, no interest or late fees, no credit checks or credit risk. You just pay them back automatically when you receive your next direct deposit. There's no catch. It's that simple.
- Get a no-fee and interest-free cash advance of up to $250
- Use AutoSave to automatically set money aside every week
- Costs $8 per month after a 14-day free trial
3. Brigit
Brigit is another instant loan app that can help anyone get paid today. By downloading the free app on iOS or Android — you can join 3 million members who get paid up to $250, budget, and save smarter with Brigit. Only takes 2-minutes. No credit check. No interest.
- Tap to get an advance within seconds
- Get up to $250
- No credit check is required and no interest
- Pay it back without hidden fees or “tips"
4. Dave
Apps like Dave pride themselves on being banking for humans. Meet the banking app that puts your financial mind at ease. Get paid up to two days early, build your credit history and get up to $500 advances without paying a fee. 7 million members and counting consider Dave one of the top reliable cash advance apps.
- Dave is an app that provides an advance of up to $500 on your next paycheck
- Only required fee is a monthly $1 subscription fee
- An optional express fee from $1.99 to $13.99 to receive funds within an hour (instead of the standard two to three days)
5. Chime
Traditional banks took $11 Billion in overdraft fees in 2019. At Chime, they do things differently. Instead of charging you an overdraft fee, they allow you to overdraft up to $200* with no fees. So if you need to pay for something but don't have any money, you can still buy it with Chime SpotMe covering you. There are a ton of apps that work with Chime so it's a flexible option for any consumer.
- Qualify for up to $200 overdraft without paying any fees with SpotMe*
- No monthly fees and no minimum opening balance
- Get paid up to 2 days early with direct deposit*
6. MoneyLion
MoneyLion is banking that gives you more, a lot more so you can get paid today. You can get spotted $250 at any time with no interest with Instacash. This gets you 0% APR cash advances up to $250 to help you cover essentials and surprises, just apply here and link your checking account (no monthly fee). Plus, you can get your paycheck up to two days early with RoarMoney – plus easy ways to borrow, save, invest, and earn. All in one app.
- The maximum advance is $250
- No interest. No monthly fee. No credit check
- Link your checking account to qualify for 0% APR cash advances
7. Earnin
With Earnin, you get paid today and can access up to $100 per day from the pay you’ve already earned, without hidden fees or interest. With apps like Earnin, there are no mandatory monthly fees or interest. You choose what you want to pay to support the service. This is a radical change from the way the American financial system typically functions.
8. Branch
Apps like Branch offer a mobile digital wallet for working Americans. An on-demand hub that helps them meet their everyday financial needs, this get paid today app allows any employee to receive a payroll advance (up to $500 in earned wages per paycheck), manage their cash flow, and spend anywhere – all from their smartphone.
9. DailyPay
With apps like DailyPay, you can work and get paid today. Employees have access to their pay when they need it and in between paydays even. However, these types of daily pay apps are different than cash advance apps as your employer must sign up and offer DailyPay as a benefit.
10. PayActiv
PayActiv gives workers a complete solution to access cash, pay bills, get around and prepare for the future. Avoid late fees, overdraft fees, and high-interest loans with on-demand access to the money you've already earned. You can get paid today and withdraw the greater of $500 or up to 50% of your earned wages. However, this is another app where your employer must offer PayActiv as a benefit.
11. FlexWage
FlexWage is another employee-sponsored platform where you can get paid today if your employer offers it. If they offer it you can get access to your paycheck via a reloadable card tied to your earned wages. If your employer offers this, the fees will be determined by the employer. You can typically get 70% to 80% of earned income with instant funding with apps like FlexWage.
15 Best Apps That Can Make You Money Fast
These get paid daily apps can only get you so far. Sometimes you just need to increase your income sources in order to make cash daily. Want to learn about other apps that pay you real money?
I’ll only list legit ways that I’ve personally used to make money online, and make it fast. We will first start with the quick wins, companies that’ll (legit) pay you money just for signing up:
- SurveyJunkie: Makeup to $50 per survey in your spare time from home to take online surveys, participating in focus groups and trying new products. Join SurveyJunkie Now
- Swagbucks: Watch videos, take surveys, shop and more to earn real money. Join Swagbucks Now to Get $10 Free
- InboxDollars: Has so far paid its members over $40 Million. Watch videos, take surveys, shop, and more. Join InboxDollars Now and Get Free $5
Next, we’ll move on to other ways to earn with your mobile phone and side hustles.
12. Survey Junkie
Taking online surveys to make that extra money is a no-brainer!
You definitely won’t get rich or make thousands of dollars per day with surveys alone, but you won’t waste much time, and you can make some money the easy way. Here is my favorite (and highest paying) survey site:
Survey Junkie pays between $2 and $50 per survey, and many of them take less than 5 minutes to complete. So if you took on average 10 surveys per day, every day for a month, you could make $375+ per month. If you took more surveys a day — the possibilities are endless.
There are a lot of scammy survey sites out there, but Survey Junkie has over 11,000 positive reviews on TrustPilot, the highest of any survey site. It’s legitimate.
Sounds like fun? Sign-up for Survey Junkie, take surveys and earn money from your phone fast. You can also get a registration bonus through here.
Survey Junkie has a well-designed platform, straightforward rewards system where you can get paid to surveys, listen to music, try out new products and participate in focus groups at home.
13. Solitaire Cube
Solitaire Cube is an addicting game where you can play Solitaire on your phone and compete in cash tournaments.
Solitaire Cube includes tournaments and head-to-head competitions with real cash prizes (where available).
It's pretty easy to get started and the game will match you up with other players who have the same level of skills in real-time.
Cash outs are through PayPal and I had no issues withdrawing or depositing money.
How to play? Stack cards into piles to sort them by their suit. Sound easy? It is!
Solitaire Cube is the ultimate solitaire game where you can compete in cash tournaments and play head-to-head online in fair competitions for a chance to win real money.
14. Nielsen Mobile
One of my favorite apps that not many people know about is Nielsen. If you have a cell phone or laptop then you can earn $50 fast right now. All you have to do is register for free (they’ll track your browser usage) and you’re set to earn $50 per year passively.
It’s really noninvasive, requires basically no storage, and won’t impact your device performance. After you installed the app, just use the internet as you usually would (but now you’re getting paid — cha-ching!).
Nielsen gives out $10,000 each month so you can win real money for about 60 seconds of work. A no brainer.
By participating in Nielsen research, you can improve products and services you use online today. Nielsen Computer and Mobile Panel combines your unique internet usage with people like you to build a picture of internet behavior.
15. Mistplay
We all heard the old saying “time is money” right?
Instead of playing games on your phone like everyone else and feeling bad for wasting your time — now you can get paid for it.
Getting paid for playing games sounds like a dream. But if you download a free new app, and then download games from it and play, you earn money.
As you level up you can earn more money for cash rewards or gift cards.
This is a great opportunity for those looking to get paid for something they enjoy, like winning free gift cards and cash for playing games. I use it and it is legit and has over 131,404+ positive reviews in the Google Play store.
If you’re interested, I recommend you download the app from the Google Play store for free by clicking here.
Discover games you'll love, and earn rewards for playing. Over $15 million given away to date to gamers who love to earn free gift cards.
16. Robinhood
Are you ready to say goodbye to fees for when you buy and sell stocks and hello to commission-free trades?
That’s right, Robinhood lets you do everything for free and takes no fees — ever.
| Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell the stock or cryptocurrencies like Bitcoin. You can get a share of stock like Apple, Ford, or Sprint for free when you join through this link. |
They are also offering a free stock promotion and you don't even have to deposit any money to receive the stock.
Just sign up and wait a few days for it to show up in your app. You can also cash out immediately and transfer the funds to your bank account — if you wanted to.
If you wanted to learn you can sign up for information from Robinhood through here.
Robinhood is a free-trading app that allows you to trade stocks, crypto, and more without paying commissions. Plus, they'll give you a free stock worth between $5 and $200 for joining.
17. Swagbucks Search
Swagbucks offers you the opportunity to earn cash for just searching the web.
Earn cash for searching for cute puppy pics?
Sounds too good to be true, but you read it right. Just switch from using Google or Bing to Swagbucks' search engine and you'll expect to earn up to $50 per month for active use. Plus, you can get a $10 sign up bonus through this link.
Sign up for free and start using Swagbucks Search, powered by Yahoo!, every time you search the web - you get paid!
18. InboxDollars
Another app that offers you the opportunity to play games for real money is InboxDollars.
If you sign up before the end of this month, they also give you a $5 free bonus just to give it a try.
By spending just 5-10 minutes per day on this (either on your lunch break or during TV commercial breaks) you can earn and earn an extra $50 fast each month just for playing games. They also offer you the opportunity to earn cash for sharing your opinion and completing surveys.
More people should be doing this.
InboxDollars is a legitimate way to make extra money online. It's been around for 20 years, and the company says it's paid its members more than $59 million since 2000.
19. ZippyLoan
If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.
ZippyLoan offers you online personal loans in about 5 minutes on their completely secure website.
This website connects you to lenders which means that waiting times are minimized unlike at a bank. The money is usually deposited in your account the next day you apply for a loan.
You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $100 and $15,000 as soon as tomorrow.
Loans service for up to 60 months.
ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.
20. Rocket Money
One thing that I’ve found is that the easiest way to get more money is simply by saving more.
But most people are used to their standard of living, so it can be hard.
That’s why I was pleasantly surprised to learn about a new app that automatically lowers your bills and cancels forgotten subscriptions.
Within a week of using it, I saved $230.34 and it’s very common among users to save even more.
In fact, this free app has saved its users over $15M to date!
If you wanted to see if they can lower your bills, download it for free here.
For Rocket Money to lower your bill, you'll upload a copy of your most recent bill with one of the service providers or connect directly to your online account. Then, you'll provide information about the service you're already receiving. After that, Rocket Money will negotiate a lower rate for you.
21. Gig Economy Apps
Gig economy workers are the real winners in the COVID-19 era, as the demand for food delivery is booming.
If you wanted to cash in and earn over $50-100 each day — here are the best food delivery apps that pay the most:
- DoorDash: DoorDash is the #1 food delivery app to make money delivering food. You can earn on your bike or even by walking and earn for each delivery made.
- Instacart Shopper: If you have a car then you can use it to deliver groceries with Instacart. Just log into the app whenever you want to make extra cash and the orders will come. You can earn $20 an hour.
If you do plan picking a delivery app to make extra cash in your free time, consider driving for multiple food delivery apps at the same time in order to be more profitable and make more money in between orders
If you haven’t yet, click through to become an Instacart Shopper and DoorDash Driver!
DoorDash provides more stable hourly pay but has lower earning potential. Instacart has higher earning potential but you must book your schedule in advance. Most gig workers sign up for both to maximize their earning potential.
22. Rakuten
Rakuten (formerly Ebates) is currently offering a $10 cash bonus if you sign up before the end of the month.
Rakuten has been around for years and is probably the easiest ways to get cash back and they partner with any store you could imagine.
Before checking out, go through Rakuten and you're getting cash back.
Every time you shop online, start at Rakuten and then I get cash back deposited into your PayPal account. Hello, free money! Join now for free here.
Rakuten can get you up to 40% cash back at over 2,500 stores. They don't mess around with points, fees, or any forms, just straight up cash back. You can signup and get a $10 bonus today.
23. Arrived
Arrived is a great real estate investing platform to use if you want a low minimum investment threshold for real estate investing. You can get started with as little as $100!
It’s an especially useful tool to use if you want to diversify your portfolio and have someone else handle all the work that comes with being a landlord. All you really need to do is sign up, and collect your rental income each quarter.
The management fee is a modest 1% asset management fee, but it's worth it considering how easy it is to get started. You can sign up for free and view the different properties available to invest in. Buy shares of properties, earn rental income and appreciation — let Arrived take care of the rest.
Then you can literally beat the stock market year after year and start making money in your sleep. If you want to earn the big bucks then you can learn how to get started by getting more information from Arrived here.
Arrived Homes lets you invest in residential real estate and vacation rentals with only $100. It's an excellent option for anyone looking to earn passive income with rental units. And the platform is available to non-accredited investors.
24. Aspiration
As an eco-friendly financial company, Aspiration puts your savings to work as more than just rainy day money. In fact, you can choose to “plant a climate change-fighting tree with every purchase you make” if you open an Aspiration account.
There are two different types of savings accounts at Aspiration: Basic and Plus. The basic savings account allows you to pay what is fair, which can be $0 per month if you choose. You will earn 3% APY on the first $10,000 you save, but the real savings begin with the Plus account which offers a 5% interest savings account.
With the Aspiration Plus account, you unlock a 5% interest rate that puts this financial institution at the top of our list of the best 5% interest savings accounts.
Now you can get some beer money at any time — for free! You didn’t have to do anything, other than originally sign up for Aspiration. It’s as simple as that.
Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $150 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.
25. Fetch Rewards
Fetch Rewards is a pretty legit app where you can get free gift cards for scanning receipts.
It works with literally any receipt which sets it apart from all other cash back apps. Plus, you don't have to clip coupons or click offers — scan receipts and you're earning real money.
This is a great way to make extra dough, the easy way, and can add up to a large wad of cash rewards quickly. How to start earning with Fetch Rewards:
- Download Fetch for (iOS or Android)
- Scan any receipt from any stores that you use daily
- Get free gift cards
They are conveniently offering a $2 signup bonus after scanning your first receipt, so act fast!
With Fetch, you get rewarded for anything you buy. Snap a receipt to get started. Shop all your favorites & get rewarded on Fetch. Try the free app now. Earn points and redeem.
These Are The Best Survey Sites to Make The Most Money
I sat down and studied all of the best survey apps to find out for myself which ones are legit (and high paying), and which ones are not.
If you wanted to compare some more, here is the list of the best money making surveys:
26. Survey Junkie
Survey Junkie's interface is super smooth and intuitive (unlike the majority of survey company websites that look like they were built in 1997), and members are paid in cash via Paypal.
Oh, and Survey Junkie also has an 8.9/10 rating on TrustPilot — the highest of any online survey company.
This is one is the more reputable survey companies out there and millions of users have already joined.
- Where it’s available: United States, Canada, and Australia
- Age requirements: 13+ years old
- Average earnings: $0.50 – $3 per survey
- Payment method: PayPal cash in all countries, or gift cards and direct bank transfers in the United States
- Minimum to cash out: $10
- Where to sign up: Survey Junkie Official Site
27. Swagbucks
Swagbucks lets you earn money in so many ways like taking surveys, shopping online, or playing games, but many people love racking up money by watching videos in their spare time.
You can cash out your ‘Swagbucks' as gift cards to hundreds of merchants or get your cash by PayPal (legit cash to your bank account). Many claim this to be one of the best reward sites in 2020 and they are currently offering a $10 sign up bonus.
- Where it’s available: Most of the Americas, Asia and Europe, and some areas in Africa.
- Age requirements: 13+ years old
- Average earnings: $0.40 – $2 per survey
- Payment method: PayPal cash or gift cards
- Minimum to cash out: $3 in gift cards or $25 in PayPal cash
- Where to sign up: Swagbucks Official Site
28. InboxDollars
InboxDollars pays members to read emails, take surveys online, playing games, and search the web!
Overall, Inbox Dollars is super easy to navigate. I’ve tried other paid survey sites and just end up overwhelmed.
They also do a nice job of breaking down the offers into categories. And you’ll always see the amount of money you’ve earned at the top of your window, which is exhilarating.
Right now they are offering a $5 cash bonus just for joining.
- Where it’s available: United States
- Age requirements: 18+ years old
- Average earnings: $0.50 – $5.00 per survey and up to $10 and $20 or more for people in certain demographics
- Payment method: Gift cards, prepaid Visa card, or a check in the mail
- Minimum to cash out: $30
- Where to sign up: InboxDollars Official Site
29. Branded Surveys – $1 Signup Bonus
Get paid to take online paid surveys with Branded Surveys.
Here, you’ll take surveys for money about products created by some of the world’s most famous companies – including Disney, Volkswagon, Amazon, Nike, Samsung, and more.
For each survey you complete, you’ll earn money. They pay you straight cash. You don’t have to convert your points into cash, you can see your earnings on the dashboard.
Payout is through Paypal or check.
To get started, simply create your free account. It only takes a couple of minutes, and you’ll receive a nifty $1 signup bonus when you do.
- Where it’s available: United States, Canada, and United Kingdom.
- Age requirements: 18+ years old
- Average earnings: $0.50 – $3.00 per survey
- Payment method: PayPal or a check in the mail
- Minimum to cash out: $5
- Where to sign up: Branded Surveys Official Site
Once You Have $1,000 in Your Checking Account, Do These 5 Things
Once you built some cushion in your bank account — you're on the right path. Get paid today apps can only get you so far, it's time to think about longer-term financial goals. What’s the next step you should take? Here are ways to take your finances to the next level:
30. Leave Your Family $1M
- Smarts rating: ★★★★★
Who doesn't want to be a millionaire?
While we don't all have trust funds waiting for us, there is still a way to provide protection for your loved ones with up to $1 million in term life insurance.
Wouldn’t it be great if you could do this for as little as $8 a month without dealing with all the hassle of wasting your time or money?
You don't have to have money in your pockets to get a free quote from the best life insurance companies:
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Best for No Medical Exams
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Best for Quick Coverage
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Best for Families with Young Children
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- Term life insurance, disability insurance
- Online quote
- A++ A.M. Best Rating
31. Get Paid to Save
- Smarts rating: ★★★★★
Having money in the bank for emergencies can help you improve your financial standing. You'll want three to six months' worth of expenses in your emergency fund. Be sure to stash your money in the right savings account that'll grow your money.
This is another way to invest your 1,000 dollars. It’s much more profitable than the normal savings account. Your money can sit in there and accrue some interest until you are ready to invest in bigger and more profitable ventures.
Most experts recommend Axos Bank’s High Yield Savings, where you can earn a very impressive 0.61% annual percentage yield which is an APY that’s 6X the national average. Comes with zero monthly maintenance fees and zero minimum balance requirements.
Open account and start earning
32. Open a 5% Interest Savings Account
- Smarts rating: ★★★★★
As an eco-friendly financial company, Aspiration puts your savings to work as more than just rainy day money. In fact, you can choose to “plant a climate change-fighting tree with every purchase you make” if you open an Aspiration account.
There are two different types of savings accounts at Aspiration: Basic and Plus. The basic savings account allows you to pay what is fair, which can be $0 per month if you choose. You will earn 3% APY on the first $10,000 you save, but the real savings begin with the Plus account which offers a 5% interest savings account.
This bank account is legit and only takes two minutes to sign up for an account.
33. Get Free Stocks Instantly
- Smarts rating: ★★★★★
While you're at it, why not increase your net worth with a free stock?
Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell the stock.
Better yet, if you join through this link you can get a free stock like Apple, Ford, or Sprint when you join (must complete signup).
The value of the free share may be anywhere between $2.50 and $200 and fluctuates based on market movements. You’ve got nothing to lose.
34. Start Building Passive Income
- Smarts rating: ★★★★★
Arrived is a great real estate investing platform to use if you want a low minimum investment threshold for real estate investing. You can get started with as little as $100!
It’s an especially useful tool to use if you want to diversify your portfolio and have someone else handle all the work that comes with being a landlord. All you really need to do is sign up, and collect your rental income each quarter.
The management fee is a modest 1% asset management fee, but it's worth it considering how easy it is to get started. You can sign up for free and view the different properties available to invest in. Buy shares of properties, earn rental income and appreciation — let Arrived take care of the rest.
Then you can literally beat the stock market year after year and start making money in your sleep. If you want to earn the big bucks then you can learn how to get started by getting more information from Arrived here.
More Financial Assistance During COVID-19
There are payday apps like Empower that can help you get your paycheck early so you get paid today. When you need cash to make it to payday, these apps can be a huge help. All these payday apps are listed in this article.
There are websites where you can get paid instantly by completing online activities. You essentially get paid to do something on sites like Swagbucks or InboxDollars.
There are a few apps that will you free money, which we've listed in this article.
External resources, so you don’t have to do the research:
1) Have you lost your job? You can file for unemployment. Apps like Brigit also have automatic advance extensions for any user who has filed for unemployment. No questions asked.
2) Need some government help? Smarts is tracking everything to do with the government's two trillion dollar stimulus package. Are you eligible? How much will you get and do you need to file? It’s all here.
3) Looking to earn money? We have two articles about this, one for people looking for full-time online jobs and another for people looking for part time income (the gig economy).
4) Worried about bills? Here is an article from our team on ways to save money on groceries. Credit card companies and some banks are also delaying payments, waiving fees, and removing interest charges. Read about it here. You can get out ahead of these problems.
5) Trying to stretch your budget? Check out our guide on living cheap. Maybe you already know it all, but maybe there are some tidbits in there to help.
Need More Get Paid Today Apps?
A ton of people are searching online for the best get paid today apps. Well, look no further, because if you wanted more ways to make money online then these are literally the best free money making apps that'll pay you real money. So consider scrolling back up and taking a second look.
Also, cash in on the following signup bonuses that pay cash on the spot and you will be on your way to making an extra $100:
- Swagbucks: $10 welcome bonus! Swagbucks is a legit rewards site with lots of different ways available to earn money. You can take surveys, play games, watch fun videos, and search the internet.
- Ibotta: $20 welcome bonus! Ibotta pays you real money on your everyday purchases. Download the free app to receive offers and earn real cash back in stores and online.
- Rakuten (formerly Ebates): $10 welcome bonus! Rakuten is where you can get cash back for shopping at over 2,500 stores.
- MyPoints: $10 welcome bonus! MyPoints offers a daily rewards program and is another cashback website that works similarly to Rakuten.
- InboxDollars: $5 welcome bonus! Earn dollars for small tasks such as taking surveys, watching videos, and playing addicting games.
Signup bonuses offer a great way to kick start your earnings with quick cash rewards. Good luck with getting paid today!
*Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions.
^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
