Struggling with money is never a fun task. There are dozens of $100 loan instant apps can help you get paid today when you need it to overcome money struggles.
I get it. Sometimes you need some extra cash to pay a bill or you’re trying to save up for something you want. You don’t want to fall behind on bills and are wondering how to make money today or what apps can pay you today?
Sure, another 100 dollars paid out early wouldn’t hurt. We’ve all been there, but what do you usually do when that happens? This is an exhaustive list of things that anyone can do, today, in order to get your paycheck early so you can earn money today.
If you’re strapped for time, I’ll go ahead and share the best $100 loan instant apps to land your next paycheck.
Best Instant Money Apps to Get $100 Loan
These cash advance apps for instant money help you get your paycheck early can help you get paid today. I mean you worked today, get paid today.
Try these free mobile applications available in the App Store and Google Play Store — so you can borrow money online and get $50 instantly.
- App Store: 4.8 – 51k reviews
- App Store: 4.6 – 122k reviews
If you do the best $100 loan instant app, then Empower is an app designed for today’s generation that needs money fast. No matter what lies ahead, they’ll help you thrive. By downloading the app you can get a cash advance of up to $250 when you need it most, and save for your future.
You can count on them to have your back and get a cash advance up to $250 directly to your account. It’s easy to qualify for a $100 loan with no applications, no interest or late fees, no credit checks or credit risk. You just pay them back automatically when you receive your next direct deposit. There’s no catch. It’s that simple.
- Get a no-fee and interest-free cash advance of up to $250
- Use AutoSave to automatically set money aside every week
- Costs $8 per month after a 14-day free trial
Albert can spot you up to $250 so you can make ends meet. No late fees, interest, credit check, or hidden hands in your pocket. As long as you have a paycheck and have repaid your past advances, you can request up to 3 cash advances per pay period. There’s no catch and they are offering a 30-day free trial through this link.
- Get an interest-free cash advance of up to $250
- Pay a small fee to get your money instantly or get cash within 2–3 days for free
- Costs $8 per month after a 30 day free-trial
Still wondering where you can borrow $100? Brigit is another app that can help anyone get a $100 instant loan. By downloading the free app on iOS or Android — you can join 1 million members who get paid up to $250, budget, and save smarter with Brigit. Only takes 2-minutes. No credit check. No interest.
- Tap to get an advance within seconds
- Get up to $250
- No credit check is required and no interest
- Pay it back without hidden fees or “tips"
MoneyLion is banking that gives you more, a lot more so you can get paid today. You can get spotted $250 at any time with no interest with Instacash. This gets you 0% APR cash advances up to $250 to help you cover essentials and surprises, just apply here and link your checking account (no monthly fee). Plus, you can get your paycheck up to two days early with RoarMoney – plus easy ways to borrow, save, invest, and earn. All in one app. If you want to get a $50 instant cash advance, MoneyLion can help.
- The maximum advance is $250
- No interest. No monthly fee. No credit check
- Link your checking account to qualify for 0% APR cash advances
With Cleo, you can get a salary advance which is its answer to extortionate overdraft fees and the scary-expensive world of payday loans; it’s part of Cleo Plus, the apps subscription service.
If you qualify, Cleo can give you a no-interest advance of up to $100 to help you stay out of your overdraft. You pick your repayment date – anywhere between 3 and 28 days – and pay Cleo back when you reach it. It won’t affect your credit score, but Cleo Plus is $5.99 per month. The free option gives you access to Cleo’s budgeting tool and digital wallet, plus a weekly quiz with chances to earn cash rewards but you can’t get the salary advance.
- You can earn cash back rewards and enjoy salary advances up to $100 with Cleo Plus ($5.99 a month)
- Robust free version that helps you budget, automatically save and track your spending
- You can earn interest on your savings
Traditional banks took $11 Billion in overdraft fees in 2019. At Chime, they do things differently. Instead of charging you an overdraft fee, they allow you to overdraft up to $200* with no fees. So if you need to pay for something but don’t have any money, you can still buy it with Chime SpotMe covering you. There are a ton of apps that work with Chime so it’s a flexible option for any consumer.
- Qualify for up to $200 overdraft without paying any fees with SpotMe*
- No monthly fees and no minimum opening balance
- Get paid up to 2 days early with direct deposit*
With Earnin, you get paid today and can access up to $100 per day from the pay you’ve already earned, without hidden fees or interest. You choose what you want to pay to support the service (can be $0)—and gain access to your hard-earned cash right when you need it. This is a radical change from the way other instant loan apps typically function. There are a few apps like Earnin, but most of them have a monthly fee which is what sets Earnin apart being absolutely free.
Most cash loan apps work similarly, however, apps like Branch offer a mobile digital wallet for working Americans. Think of it like an on-demand hub that helps them meet their everyday financial needs. This get paid today app allows any employee to receive a payroll advance (up to $500 in earned wages per paycheck), manage their cash flow, and spend anywhere – all from their smartphone. Your credit rating doesn’t matter as your employer will have to provide access to Branch, for you to get early qualifying direct deposits.
Apps like Dave pride themselves on being banking for humans. Meet the banking app that puts your financial mind at ease. Get paid up to two days early, build your credit history and get up to $500 advances without paying a fee. 7 million members and counting consider Dave one of the top reliable cash advance apps.
- Dave is an app that provides an advance of up to $500 on your next paycheck
- Only required fee is a monthly $1 subscription fee
- An optional express fee from $1.99 to $13.99 to receive funds within an hour (instead of the standard two to three days)
With apps like DailyPay, you can work and get paid today. Employees have access to their pay when they need it and in between paydays even. However, these types of daily pay apps are different than cash advance apps as your employer must sign up and offer DailyPay as a benefit.
PayActiv gives workers a complete solution to access cash, pay bills, get around and prepare for the future. Avoid late fees, overdraft fees, and high-interest loans with on-demand access to the money you’ve already earned. You can get paid today and withdraw the greater of $500 or up to 50% of your earned wages. However, this is another app where your employer must offer PayActiv as a benefit.
FlexWage is another employee-sponsored platform where you can get paid today if your employer offers it. If they offer it you can get access to your paycheck via a reloadable card tied to your earned wages. If your employer offers this, the fees will be determined by the employer.
Best Apps That Can Make You $100 Instantly
Want to learn about other apps that pay you real money to make $100 fast?
I’ll only list legit ways that I’ve personally used to make money online, and make it fast. We will first start with the quick wins, companies that’ll (legit) pay you money just for signing up:
- SurveyJunkie: Makeup to $50 per survey in your spare time from home to take online surveys, participating in focus groups and trying new products. Join SurveyJunkie Now
- Swagbucks: Watch videos, take surveys, shop and more to earn real money. Join Swagbucks Now to Get $10 Free
- InboxDollars: Has so far paid its members over $40 Million. Watch videos, take surveys, shop, and more. Join InboxDollars Now and Get Free $5
Next, we’ll move on to other ways to earn with your mobile phone.
13. Survey Junkie
Taking online surveys to make that extra money is a no-brainer!
You definitely won’t get rich or make thousands of dollars per day with surveys alone, but you won’t waste much time, and you can make some money the easy way. Here is my favorite (and highest paying) survey site:
Survey Junkie pays between $2 and $50 per survey, and many of them take less than 5 minutes to complete. So if you took on average 10 surveys per day, every day for a month, you could make $375+ per month. If you took more surveys a day — the possibilities are endless.
There are a lot of scammy survey sites out there, but Survey Junkie has over 11,000 positive reviews on TrustPilot, the highest of any survey site. It’s legitimate.
Sounds like fun? Sign-up for Survey Junkie, take surveys and earn money from your phone fast. You can also get a registration bonus through here.
Survey Junkie has a well-designed platform, straightforward rewards system where you can get paid to surveys, listen to music, try out new products and participate in focus groups at home.
14. Solitaire Cube
Solitaire Cube is an addicting game where you can play Solitaire on your phone and compete in cash tournaments to get $50 instantly.
Solitaire Cube includes tournaments and head-to-head competitions with real cash prizes (where available).
It’s pretty easy to get started and the game will match you up with other players who have the same level of skills in real-time.
Cash outs are through PayPal and I had no issues withdrawing or depositing money.
How to play? Stack cards into piles to sort them by their suit. Sound easy? It is!
Solitaire Cube is the ultimate solitaire game where you can compete in cash tournaments and play head-to-head online in fair competitions for a chance to win real money.
15. Nielsen Mobile
One of my favorite apps that not many people know about is Nielsen. If you have a cell phone or laptop then you can earn $50 fast right now. All you have to do is register for free (they’ll track your browser usage) and you’re set to earn $50 per year passively.
It’s really noninvasive, requires basically no storage, and won’t impact your device performance. After you installed the app, just use the internet as you usually would (but now you’re getting paid — cha-ching!).
Nielsen gives out $10,000 each month so you can win real money for about 60 seconds of work. A no brainer.
By participating in Nielsen research, you can improve products and services you use online today. Nielsen Computer and Mobile Panel combines your unique internet usage with people like you to build a picture of internet behavior.
We all heard the old saying “time is money” right?
Instead of playing games on your phone like everyone else and feeling bad for wasting your time — now you can get paid for it with apps that pay you real money.
Getting paid for playing games sounds like a dream. But if you download a free new app, and then download games from it and play, you earn money.
As you level up you can earn more money for cash rewards or gift cards.
This is a great opportunity for those looking to get paid for something they enjoy, like winning free gift cards and cash for playing games. I use it and it is legit and has over 131,404+ positive reviews in the Google Play store.
If you’re interested, I recommend you download the app from the Google Play store for free by clicking here.
Discover games you'll love, and earn rewards for playing. Over $15 million given away to date to gamers who love to earn free gift cards.
Are you ready to say goodbye to fees for when you buy and sell stocks and hello to commission-free trades?
That’s right, Robinhood lets you do everything for free and takes no fees — ever.
|Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell the stock or cryptocurrencies like Bitcoin. You can get a share of stock like Apple, Ford, or Sprint for free when you join through this link.|
They are also offering a free stock promotion and you don’t even have to deposit any money to receive the stock.
Just sign up and wait a few days for it to show up in your app. You can also cash out immediately and transfer the funds to your bank account — if you wanted to.
If you wanted to learn you can sign up for information from Robinhood through here.
Robinhood is a free-trading app that allows you to trade stocks, crypto, and more without paying commissions. Plus, they'll give you a free stock worth between $5 and $200 for joining.
18. Swagbucks Search
Swagbucks offers you the opportunity to earn cash for just searching the web.
Earn cash for searching for cute puppy pics?
Sounds too good to be true, but you read it right. Just switch from using Google or Bing to Swagbucks’ search engine and you’ll expect to earn up to $50 per month for active use. Plus, you can get a $10 sign up bonus through this link.
Sign up for free and start using Swagbucks Search, powered by Yahoo!, every time you search the web - you get paid!
Another app that offers you the opportunity to play games for real money is InboxDollars.
If you sign up before the end of this month, they also give you a $5 free bonus just to give it a try.
By spending just 5-10 minutes per day on this (either on your lunch break or during TV commercial breaks) you can earn and earn an extra $50/month just for playing games. They also offer you the opportunity to earn cash for sharing your opinion and completing surveys.
More people should be doing this to earn $50 this month.
InboxDollars is a legitimate way to make extra money online. It's been around for 20 years, and the company says it's paid its members more than $59 million since 2000.
If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.
ZippyLoan offers you online personal loans in about 5 minutes on their completely secure website.
This website connects you to lenders which means that waiting times are minimized unlike at a bank. The money is usually deposited in your account the next day you apply for a loan.
You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $100 and $15,000 as soon as tomorrow.
Loans service for up to 60 months.
ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.
21. Rocket Money
One thing that I’ve found is that the easiest way to get more money is simply by saving more.
But most people are used to their standard of living, so it can be hard.
That’s why I was pleasantly surprised to learn about a new app that automatically lowers your bills and cancels forgotten subscriptions.
Within a week of using it, I saved $230.34 and it’s very common among users to save even more.
In fact, this free app has saved its users over $15M to date!
If you wanted to see if they can lower your bills, download it for free here.
For Rocket Money to lower your bill, you'll upload a copy of your most recent bill with one of the service providers or connect directly to your online account. Then, you'll provide information about the service you're already receiving. After that, Rocket Money will negotiate a lower rate for you.
22. Gig Economy Apps
Gig economy workers are the real winners in the COVID-19 era, as the demand for food delivery is booming.
If you wanted to cash in and earn over $50-100 each day — here are the best food delivery apps that pay the most:
- DoorDash: DoorDash is the #1 food delivery app to make money delivering food. You can earn on your bike or even by walking and make money for each delivery made.
- Instacart Shopper: If you have a car then you can use it to deliver groceries with Instacart. Just log into the app whenever you want to make extra cash and the orders will come. You can earn $20 an hour.
- Uber Eats: Uber Eats is another popular option to make money delivery groceries, takeout, or even alcohol. Plus, there is no dress code so you can wear whatever you want during deliveries.
If you do plan picking a delivery app to make extra cash in your free time, consider driving for multiple food delivery apps at the same time in order to be more profitable and make more money in between orders
If you haven’t yet, click through to become an Instacart Shopper, DoorDash Driver and join Uber Eats!
DoorDash provides more stable hourly pay but has lower earning potential. Instacart has higher earning potential but you must book your schedule in advance. Most gig workers sign up for both to maximize their earning potential.
Ask any financial advisor, and they’re bound to be firm advocates of saving and investing. Groundfloor knows that you know you should be planning for the future. But savings accounts suck and investing can be scary.
At Groundfloor, they believe there’s a better way. They offer products with easy access of a savings account with the real returns of investing—they call it Savesting.
Getting started is easy with a low $10 minimum investment and no investor fees to worry about. Once signed up, you can see real returns in just a few short months.
Groundfloor offers products with easy access of a savings account and with the real returns of investing. Earn up to 200x the interest of a bank savings account and over 16x more than typical bank money market rates with the 1-2 power of Groundfloor.
With SoFi Invest you can trade stocks and ETFs without commissions, invest in IPOs, try automated investing, plan for early retirement, or start trading crypto—all from the SoFi app.
SoFi also offers fractional shares, so you can invest in brand-name companies with as little as $5, and margin trading at just 4.5% interest.
Now you can get an all-in-one investing that’s easy to use — for free! You didn’t have to do anything, other than initially sign up for SoFi Invest. It’s as simple as that.
SoFi Invest is an app that allows you to track and trade your money. The service is the latest from the SoFi financial wellness platform and offers free trades on stocks, ETFs, cryptos and more. When you sign up, you can get a free stock worth between $5 - $1,000.
25. Fetch Rewards
Fetch Rewards is a pretty legit app where you can get free gift cards for scanning receipts.
It works with literally any receipt which sets it apart from all other cash back apps. Plus, you don’t have to clip coupons or click offers — scan receipts and you’re earning real money.
This is a great way to make extra dough, the easy way, and can add up to a large wad of cash rewards quickly. How to start earning with Fetch Rewards:
- Download Fetch for (iOS or Android)
- Scan any receipt from any stores that you use daily
- Get free gift cards
They are conveniently offering a $2 signup bonus after scanning your first receipt, so act fast!
With Fetch, you get rewarded for anything you buy. Snap a receipt to get started. Shop all your favorites & get rewarded on Fetch. Try the free app now. Earn points and redeem.
These Are The Best Survey Sites to Earn $100 Fast
I sat down and studied all of the best survey apps to find out for myself which ones are legit (and high paying), and which ones are not.
If you wanted to compare some more, here is the list of the best money making surveys:
26. Survey Junkie
Instead of using a 50 loan instant app, you can turn to Survey Junkie.
Survey Junkie’s interface is super smooth and intuitive (unlike the majority of survey company websites that look like they were built in 1997), and members are paid in cash via Paypal.
Oh, and Survey Junkie also has an 8.9/10 rating on TrustPilot — the highest of any online survey company.
This is one is the more reputable survey companies out there and millions of users have already joined.
- Where it’s available: United States, Canada, and Australia
- Age requirements: 13+ years old
- Average earnings: $0.50 – $3 per survey
- Payment method: PayPal cash in all countries, or gift cards and direct bank transfers in the United States
- Minimum to cash out: $10
- Where to sign up: Survey Junkie Official Site
If you don’t want to sign up for a $50 instant loan app, you can use sites like Swagbucks.
Swagbucks lets you earn money in so many ways like taking surveys, shopping online, or playing games, but many people love racking up money by watching videos in their spare time.
You can cash out your ‘Swagbucks’ as gift cards to hundreds of merchants or get your cash by PayPal (legit cash to your bank account). Many claim this to be one of the best reward sites in 2022 and they are currently offering a $10 sign up bonus.
- Where it’s available: Most of the Americas, Asia and Europe, and some areas in Africa.
- Age requirements: 13+ years old
- Average earnings: $0.40 – $2 per survey
- Payment method: PayPal cash or gift cards
- Minimum to cash out: $3 in gift cards or $25 in PayPal cash
- Where to sign up: Swagbucks Official Site
InboxDollars pays members to read emails, take surveys online, playing games, and search the web!
Overall, Inbox Dollars is super easy to navigate. I’ve tried other paid survey sites and just end up overwhelmed.
They also do a nice job of breaking down the offers into categories. And you’ll always see the amount of money you’ve earned at the top of your window, which is exhilarating.
Right now they are offering a $5 cash bonus just for joining.
- Where it’s available: United States
- Age requirements: 18+ years old
- Average earnings: $0.50 – $5.00 per survey and up to $10 and $20 or more for people in certain demographics
- Payment method: Gift cards, prepaid Visa card, or a check in the mail
- Minimum to cash out: $30
- Where to sign up: InboxDollars Official Site
29. Branded Surveys
Get paid to take online paid surveys with Branded Surveys.
Here, you’ll take surveys for money about products created by some of the world’s most famous companies – including Disney, Volkswagon, Amazon, Nike, Samsung, and more.
For each survey you complete, you’ll earn money. They pay you straight cash. You don’t have to convert your points into cash, you can see your earnings on the dashboard.
Payout is through Paypal or check.
To get started, simply create your free account. It only takes a couple of minutes, and you’ll receive a nifty $1 signup bonus when you do.
- Where it’s available: United States, Canada, and United Kingdom.
- Age requirements: 18+ years old
- Average earnings: $0.50 – $3.00 per survey
- Payment method: PayPal or a check in the mail
- Minimum to cash out: $5
- Where to sign up: Branded Surveys Official Site
There are payday apps like Klover that can help you get your paycheck early so you get paid today. When you need cash to make it to payday, these apps can be a huge help. All these payday apps are listed in this article.
There are websites where you can get paid instantly by completing online activities. You essentially get paid to do something on sites like Swagbucks or InboxDollars.
There are a few apps that will you free money, which we’ve listed in this article.
$100 Instant Loan App Summary
If you’re in a bind and need money fast, there are many options available to you. One option is an instant loan app or cash advance app, which allows you to get cash transferred into your account within minutes. These apps are easy to use and can be accessed right from your phone.
You can receive your cash in as little as one business day if approved for an instant loan app or cash advance app. The benefits of using these apps include getting the money you need fast and easy, never having to go into a traditional bank, and multiple options for repayment plans depending on your individual situation.
Instant loan apps and cash advance apps can help get money into your bank account when you need it. All you need is a checking account and you can use one of the instant loan apps we’ve listed for cash advances.
Do you know of any instant loan apps that we’ve missed? Let us know in the comments below!
*Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime’s discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions.
^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.