5 Best Money Borrowing Apps for Instant Loans

Borrow money instantly with these 10 apps.

Are you interested in downloading the apps that let you borrow money?

Today Iโ€™m going to show you some new strategies to borrow money instantly simply by clicking a few buttons on your cell phone (in under 5 minutes).

The best part? A lot of these money borrowing apps require no effort at all.

I get it.

Life happens.

Sometimes you need some extra cash to pay a bill or youโ€™re trying to save up for something you want.

You donโ€™t want to fall behind on bills and are wondering how to make money today or what cash advance apps can pay you today?

Sure, another 500 dollars paid out early wouldnโ€™t hurt. Weโ€™ve all been there, but what do you usually do when that happens? This is an exhaustive list of things that anyone can do, today, in order to get your paycheck early so you can earn money today.

If you're strapped for time, I'll go ahead and share the best borrow money apps to borrow money online instantly.

These Apps Let You Borrow Money Instantly

These apps help you get your paycheck early and can help you get paid today.

Try these free mobile applications available in the App Store and Google Play Store โ€” so you can borrow cash with ease:

1. Albert

Albert can spot you up to $250 so you can make ends meet. No late fees, interest, credit check, or hidden hands in your pocket. As long as you have a paycheck and have repaid your past advances, you can request up to 3 cash advances per pay period. There's no catch and free to use.

2. Current

cash advance app current

Current is the future of mobile banking. This bank account has a bunch of compelling features where you can get spotted $750 at any time, get paid up to 2 days faster, and all with no minimum balance or hidden fees. It's free to use and has no monthly fees at all, plus you can get instant access to your paycheck in advance for free. Advance as much as you qualify for, as often as you need. Current doesn't run a credit check when you open an account, so you don't have to worry about your credit history or FICO scores being impacted.

3. Brigit

Brigit is another instant loan app that can help anyone get paid today. By downloading the free app on iOS or Android โ€” you can join 3 million members who get paid up to $250, budget, and save smarter with Brigit. Only takes 2-minutes. No credit check. No interest.

4. MoneyLion

moneylion get paid today app

MoneyLion is banking that gives you more, a lot more so you can get paid today. You can get spotted $500 at any time with no interest with Instacash. This gets you 0% APR cash advances up to $500 to help you cover essentials and surprises, just apply here and link your checking account (no monthly fee). Plus, you can get your paycheck up to two days early with RoarMoney โ€“ plus easy ways to borrow, save, invest, and earn. All in one app.

5. Klover

cash advance app klover

Klover can give you some extra cash before payday. Just have at least three consistent direct deposits within the past two months with no gaps in pay with the same employer; once you meet those requirements feel free to apply and request a boost of a $200 cash advance.

Apps like Klover offer small cash advances without any obligatory fees; however, the funding process may take longer compared to certain competitors, and the optional express fees associated with expedited service are relatively high.

Get up to $200
Klover
4.5
  • Klover is an app that provides an advance of up to $200 on your next paycheck
  • No mandatory fees
  • An optional express fee from $2.99 to $20.78 to receive funds faster
GET UP TO $200

Borrow Responsibly

If you're like most people, any new financial need or demand makes you irritated and tense. The best money borrowing app can help you meet your immediate demands without delay. Since you're likely unready for financial emergencies and each additional financial can put you on edge.

There are several advantages of borrowing money via an app rather than going to a local bank or pawnshop to try and get quick cash. Even though there are many lending institutions in each city today, you may not be aware of all the nuances, interest rates and fees among them.

Every potential borrower must understand that he or she is fully responsible for any loan or cash advance obtained. This money should not be taken for granted, since it will only be used for a brief period of time.

Finally, such small amounts of loaned money can't accommodate long-term financial objectives. Consider alternative ways to finance your long-term goals and needs, or try to increase your income potential with side hustles.

With that said, good luck with borrowing money with these apps:

Our Pick ๐Ÿ†
  • Amount: $50 - $750 > Monthly Payment: FREE > Fast Transfer Fee: N/A

  • Amount: $25 - $250 | Monthly Payment: FREE | Fast Transfer Fee: $4.99

  • Amount: $50 - $750 | Monthly Payment: FREE | Fast Transfer Fee: $3.99

  • Amount: $25 - $500 | Monthly Payment: FREE | Fast Transfer Fee: $0.49 - $8.99

  • Amount: $20 - $250 | Monthly Payment: $6 - $15 | Fast Transfer Fee: $3.99 - $9.99

Our Pick ๐Ÿ†

Amount: $50 - $750 > Monthly Payment: FREE > Fast Transfer Fee: N/A

Amount: $25 - $250 | Monthly Payment: FREE | Fast Transfer Fee: $4.99

Amount: $50 - $750 | Monthly Payment: FREE | Fast Transfer Fee: $3.99

Amount: $25 - $500 | Monthly Payment: FREE | Fast Transfer Fee: $0.49 - $8.99

Amount: $20 - $250 | Monthly Payment: $6 - $15 | Fast Transfer Fee: $3.99 - $9.99

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Brian Meiggs
Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of Smarts, a personal finance site helping you easily explore your best money options. He helps readers follow the smart money in order to increase their earning potential and start building wealth for the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Business Insider, Yahoo! Finance, NASDAQ, Discover, and more.
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Stacy Mitchell Hoffert
Stacy Mitchell Hoffert

Oh I’m so tired of seeing bad credit loans guaranteed approval really? ? I’ve got bad bad bad credit with a monthly stable verifiable income of over $3000 and I can’t get anyone to even loan me $20..how pathetic right?? Here’s the icing on my cake…my account that I get my income direct deposited into was hacked…guess what? They took everything. ..now what? So loan companies shouldn’t say they can help or guarantee approval for any credit …THEY CANT!!!! What they mean is bad credit is 600 or above…so thankyou bad credit loan companies. .apparently I am not worth helping.