15 Best Cryptocurrency Apps for 2024

Below we share some of the best cryptocurrency apps for 2024 and some of the key things you need to know.

Cryptocurrency apps are getting popular day by day. Partially because Elon Musk, who has invested in different cryptocurrencies and is potentially a supporter of decentralized digital currency.

Even so, investment in cryptocurrencies is increasing at a fair pace as people are finding ways to get free Bitcoin by mining or creative hacks.

In fact, more than 78 million people in the world have blockchain wallets as of November 2021.

cryptocurrency apps
A chart showing how many users have blockchain wallets.

You need cryptocurrency trading apps to manage your digital currencies. Buying, selling and managing virtual currencies require using a cryptocurrency exchange and wallet.

And it isn’t easy to choose the best exchange and wallet app for cryptocurrencies.

Discover the best cryptocurrency apps and find the right crypto app that fits your needs. Let’s get started.

Best Cryptocurrency Exchanges with Low Fees

free bitcoin

A cryptocurrency exchange is a platform where you can buy and sell cryptocurrencies. Creating an account with an exchange is the first step if you want to buy cryptocurrency. You need to find a reliable and registered exchange that works in your country.

Here are the best cryptocurrency exchanges you can choose from:

1. Coinbase


Coinbase is a leading cryptocurrency exchange in the world that supports all the leading cryptocurrencies (100+). It is equally good for beginners and professional traders. The best thing about Coinbase is that your digital currency is insured. You can buy crypto in an instant, all it takes is linking a bank account, debit card or credit card.

  • Rating: ★★★★★
  • Minimum Deposit: $2.00
  • Fees: 0.5%-4.5%

2. Public


If you are a beginner and looking for an easy-to-use cryptocurrency exchange app, go with Public. It doesn’t have any minimum investment requirement so you can test it with a small investment.

  • Rating: ★★★★★
  • Minimum Deposit: $0.00
  • Fees: $0.00

3. eToro


eToro is one of the oldest cryptocurrency exchanges that was founded in 2007. It is a safe, low-risk, and regulated exchange. It comes with a user-friendly web and mobile app that makes trading a piece of cake for beginners. Social trading is a key feature that lets you copy the moves of top traders. You can purchase some of the most popular coins such as BTC, ETH, Dogecoin and Shiba Inu.

4. Gemini


Gemini is another beginner-friendly crypto exchange platform where you can trade more than 50 cryptocurrencies. It is available in all the US states and there is no minimum deposit requirement.

6. Kraken


Kraken is a big name when it comes to cryptocurrency exchanges. It is user-friendly, supports more than 50 currencies, and is available globally. It is one of the best trading apps for cryptocurrencies.

Best Cryptocurrency Wallets

When you sign up with a cryptocurrency exchange platform, you need a cryptocurrency wallet. If you mine Bitcoin, you'll also want to use one. Your wallet stores private keys for cryptocurrency transactions. It allows you to send, receive, and spend digital currencies. You must have a cryptocurrency wallet if you want to buy and sell virtual currencies.

Here are the best cryptocurrency wallet apps:

1. Ledger Nano X

Ledger Nano X is a hardware wallet that helps you manage your digital currencies. It is a mobile-friendly wallet that connects with your device via Bluetooth. It can store more than 1800 different tokens and over 100 apps.

2. Trezor T

Trezor T is another hardware crypto wallet that stores your digital currencies, passwords, and digital keys. It has a USB-C connector that lets you connect it seamlessly with your mobile and computer.

3. Jaxx

Jaxx is a leading software wallet that manages and secures your currencies digitally without any hardware device. You can use it on desktop, chrome, android, and iOS.

4. ZenGo

ZenGo is a perfect software cryptocurrency wallet for beginners. It supports all the leading digital currencies with no minimum or maximum caps. You can buy and sell currencies with a single tap from your mobile app.

Best Portfolio Trackers

Once you start trading cryptocurrency, you need to use a portfolio tracker app. It is a platform that helps you keep track of all the currencies and assets you own. It helps you make better investment decisions. As a beginner, you might need a portfolio tracker app but once your business grows, you'll definitely need a reliable portfolio tracker app.

Here are the best portfolio tracker apps to choose from:

1. CoinMarketCap

CoinMarketCap is the best tracking platform that provides you with all the details about cryptocurrencies, exchanges, news, trends, charts, and more. The portfolio tracker app by CoinMarketCap is available for Android and iOS. It is free to use and tracks your portfolio in real-time for profit and loss.

2. CoinStats

CoinStats is a premium portfolio tracker app that is available for Mac, Android, and iOS. It supports more than 8000 coin analyses. You can use it to buy and sell cryptocurrencies on leading exchanges.

3. FTX (formerly BlockFolio)

Download FTX, the world's leading crypto portfolio tracker, and start trading cryptocurrency today and tracking your purchases. Confidently buy and sell Cryptocurrency on the FTX App, built by traders, for traders.

Best Lending Platforms

The best lending platforms or crypsto savings accounts are a type of account that allows you to earn interest on your crypto holdings. The best crypto savings accounts will depend on your specific needs and preferences.

Here are the best cryptocurrency lending platforms out there:

CompanyStable Coins (e.g. USDC)Bitcoin
Up to 10%

Up to 5%



Up to 8.32%


Outlet Finance

Up to 5%

Not available

What to Look for in a Cryptocurrency App

When you're looking to make money with Bitcoin or any other cryptocurrency you'll want to be careful. How do you choose the right cryptocurrency app?

You can’t just pick any app, you have to make the right decision by comparing the pros and cons of different apps. But what do you actually compare?

Here are the key factors that you must look for when choosing a cryptocurrency app:


Why do you need a cryptocurrency app? Do you need a digital wallet to occasionally buy and sell cryptocurrencies or do you want to become an investor and need a cryptocurrency exchange app with a portfolio tracker? Clearly define your purpose and then look for the apps in the right category.


Not all apps are free. The best ones are rarely free. You need to look at the two types of fees when comparing cryptocurrency apps. First, the monthly subscription of the app. Second, transaction fees and taxes.


Don’t ignore app features such as mobile app, ease-of-use, customer support, etc. If an app requires intensive training before you can use it, there isn’t any need to go for it.


This one is a serious concern. Not all exchanges, wallets, and platforms work in all countries. The first thing you need to do is check if the cryptocurrency app supports your country. If it doesn’t, you can’t use it. You won’t be able to deposit and withdraw funds. And the app must be regulated and legally allowed to work in your country. Not all countries allow all cryptocurrency apps. A little research can save you from getting your account frozen.

Beginner's Guide to Cryptocurrency Investing

A lot of buzzing has been going on online about cryptocurrency investments with Bitcoin finally surpassing $65K. Are you wondering how are cryptocurrencies used and is it too late to invest?

Information and success stories are flooding social media networks, blogs, news sites and everyone seems to be talking about crypto trades almost daily.

But why did cryptocurrency investing become so popular so suddenly? And is having a crypto portfolio truly as lucrative as everyone claims it to be?

I’m excited to talk with you all about investing in cryptocurrency for beginners, because who better to discuss an emerging technology than those who are interested in diversifying their investments?

Cryptocurrencies are an important innovation for every generation to know about, but the youth of the world will be the ones truly seizing this exciting invention’s benefits.

What are Cryptocurrencies?

If you are not exactly sure what all the fuss is about cryptocurrencies then the chances are pretty high that you don’t know much about cryptocurrency, to begin with.

A cryptocurrency is a digitalized form of money or a digital asset that is used for online transactions across the globe.

There are quite a few different types of cryptocurrencies that are commonly used by global markets.

These currencies are completely decentralized and don’t belong to any country, government, sector or organization.

The first cryptocurrency was created in 1983 by the American cryptographer, David Chaum.

This electronic money type was called ecash. Since 1983 cryptocurrencies have developed a lot and have resulted in quite a few different digital currencies.

The best crypto and most popular in use include Bitcoin, the world’s most popular cryptocurrency, and Ethereum (ETH), Litecoin (LTC), Cardano (ADA), Polkadot (DOT), Bitcoin Cash (BCH), Stellar (XLM), Dogecoin (DOGE), Monero (XMR), Voyager (VGX), Crypto.com (CRO), Binance Coin (BNB), Tether (USDT), Solana (SOL) and more.

Cryptocurrencies are forms of currency that don’t require central approval to gain their value.

The reason people accept the US dollar is because the US government reassures people of its value.

People accept Bitcoin because its algorithms ensure the currency is valid and its transactions cannot be forged.

That means that no one can manipulate the value of Bitcoin, and no one can track Bitcoin transactions.

Bitcoin (BTC)

This gives Bitcoin many advantages over traditional currency, including unbiased independence as a token of value, and also as an anonymous means of exchanging goods and services.

The unique merits of Bitcoin make it an exciting investment opportunity. Digital currencies such as Bitcoin are gaining popularity by the likes of companies as well.


People the world over have made millions off trading ‘altcoins’, alternative cryptocurrencies to Bitcoin.

However, unless you plan on making this your full-time job, I don’t think it’s worth your time to day trade. Instead, I want to introduce you all to the idea of picking a promising altcoin and sticking with it.  

Altcoins exist for a specific purpose, introducing a new innovation that Bitcoin lacked. Litecoin was the first, and it introduced an algorithm that made it easier to validate transactions.

Then came Dash and Monero, which held far more anonymous transactions, and Namecoin which allows people to exchange cryptocurrencies for URLs, and even Steem which pays people in cryptocurrency for blogging.

There are now literally thousands of altcoins, and it’s impossible for anyone to keep track of them all, but by keeping an ear to the ground you can get in on promising coins before they take off.

What about Ethereum?

If you're learning about investing in cryptocurrency for beginners then you should probably know about Ethereum. The next biggest coin, besides Bitcoin, is Ethereum.

Ethereum is a pretty complex technology, but in short, it allows people to share computing resources and developments across the blockchain network so that you can build applications that don't require a central server or a central development team.

This makes applications more secure, allows them to develop and evolve faster, and reduces startup costs for new companies and new developers. Its price is largely impacted by its adoption as a development platform, so when large companies like Microsoft or Bank of America announced their intentions to begin developing on the Ethereum network, its price shot up.

Best Crypto Exchange

The first step for prospective investors is to open an account with a cryptocurrency exchange. Coinbase allows you to exchange US dollars for Bitcoin or Ethereum, which can then be transferred to a different exchange.

I used to transfer my Bitcoin from Coinbase to Poloniex, but they have recently begun some sketchy behavior and I’ve withdrawn my funds there.

I now recommend eToro as the best place to trade altcoins. They host frequent giveaways and ICOs (public offerings for new coins, like IPOs) and I have always found their support consistently helpful. They also have the lowest fees out of any major exchange.

What's next?

Great! So you’ve got some Bitcoin, and you have a cryptocurrency trading app like eToro, now what?

Well, holding onto Bitcoin itself is a great long-term plan, but if you want to make more in the short term you can pick out promising altcoins.

The key is diversification.

Given Bitcoin’s hegemonic status and high publicity, I see it as a great place to park 50% of my portfolio at any given time.

Beyond that, there are different ways to invest in cryptocurrencies.

Some of these methods involve mining for Bitcoins or other currencies, other methods involve buying or earning cryptocurrencies and selling these assets for a greater profit when the value of the cryptocurrency escalates.

You can also use your digital money to shop online from a great variety of e-commerce stores.

More and more online shops are switching over to cryptocurrencies like Bitcoin thanks to the popularity of this digital currency.

I would recommend taking a look at the /r/CryptoCurrency subreddit on Reddit.

These boards allow you to understand the new technology, gauge interest by a number of replies and do research on who the developers are and if they will be committed to the new project.

Why are cryptocurrency investments exploding?

You may wonder why cryptocurrency investments became so popular so quickly, right?

Well, it is all about the success and the tremendous growth of cryptocurrencies.  

Here are a few examples of cryptocurrencies that grew tremendously in just a short time period;

  • Bitcoin’s market price at the beginning of 2016 was valued at $411.99. At the end of 2020 Bitcoin was valued at $23414.
  • Ethereum was valued at $2.83 at the beginning of 2016 and climbed to $616.90 by the end of 2020.
  • Ripple was valued at $0.006168 in the beginning of 2016 and climbed to $0.36 at the end of 2020.
  • Litecoin was valued at $3.41 at the beginning of 2016 and climbed to $110 by the end of 2020.
  • Monero was valued at $0.448294 at the beginning of 2016 and climbed to an amazing $152.22 at the end of 2020.

Some of these cryptocurrencies don’t seem like much growth but if you consider the percentage of growth for one year in crypto value to your normal investment growth then you have to admit that even Ripple would probably have been a better investment when it comes to growth.

The reason why cryptocurrency investments are exploding is that more people have started doing the calculations and have realized that their investments could have doubled or even tripled if they invested in cryptocurrency instead of other types of investments.

This is exactly why so many people have started switching over to cryptocurrency investments. They can get a much higher growth rate from cryptocurrency than from any other type of investment in much less time.

Is cryptocurrency investing worth your time?

Cryptocurrency investments are a great investment type – but it isn’t for everyone.  A lot of people burn their fingers when they climb into this market.

You really do need to make time for this type of investment and learn more about investments before you dive right in or you can easily end up losing a lot of money.

Cryptocurrencies can be a great investment for you but it is essential to take the right steps when investing and to remember that this is a long-term investment and not a quick buy and sell strategy.

Watch out for pump and dumps

The most important thing is to watch out for pre-mined pump and dumps. Many new coins are created for the sole purpose of the developers giving themselves many coins to start and selling them at an overpriced value to the public.

The latest ‘Squid Game‘ inspired crypto scam was the biggest pump-and-dump scheme ever executed. We remember first stumbling across the token on Tuesday, Oct. 26. It was trading around 2 cents. On Nov. 1, it hit a high of $2,861. Then, in a matter of seconds, it plunged 99.9% to below a penny.

You have to look for a real purpose for the coin, a uniqueness to it, and actually committed developers with a strong technological resume.

If a coin meets these requirements, it's worth committing a portion of your portfolio – maybe 10% – to it and seeing if it takes off!

Invest only what you can afford to lose

Last, it's majorly important to never invest more than you can afford to lose. Contrary to popular belief, Bitcoin is actually less volatile than gold, but altcoins can certainly gain or lose 100% overnight.

Cryptocurrencies should complement your investment portfolio rather than replace it. Once more, if you want to get started investing in cryptocurrency for beginners I would recommend first opening a free account at Coinbase. Coinbase is the most trusted and reliable Bitcoin exchange with easy-to-use and customizable, from market insights to automatic buys and price alerts.

  • Rating: ★★★★★
  • Minimum Deposit: $2.00
  • Fees: 0.5%-4.5%

In order to buy cryptos, you first need Bitcoin then you can take action and buy cryptocurrencies on eToro. But you’ll also need to look out for withdrawal fees when you move crypto off of an exchange.

Get Started in Crypto

This is a basic guide and recommendations for where to safely buy digital currencies and learn about cryptocurrency investing.

Are you ready to diversify your investment portfolio by adding crypto to the mix or even becoming a crypto trader?

Cryptocurrency apps make it easy for newbies to get started. You can buy and sell currencies without any experience with these apps. You don’t even have to go through intensive training videos or guides, these apps are fun and easy to use.

There isn’t any better time than now to start buying and selling cryptocurrencies.

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Brian Meiggs
Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of Smarts, a personal finance site helping you easily explore your best money options. He helps readers follow the smart money in order to increase their earning potential and start building wealth for the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Business Insider, Yahoo! Finance, NASDAQ, Discover, and more.
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Edward Compton
Edward Compton

Hi, This article is full of knowledge and updated with latest content. Keep sharing amazing and interesting content on regular basis.
Thank you!