9 Ways to Get Free Money from Sign Up Bonuses of $100 or More

Need extra cash? Discover how apps and websites can put free money in your pocket now through sign up bonus offers of $100 or more.

Want to sign up for money or just free money?

Today I’m going to show you some new strategies to make some extra money fast simply by clicking a few buttons on your cell phone (in under 5 minutes).

The best part? A lot of these cash sign up bonus offers require no effort at all.

I get it.

Life happens.

Sometimes you need some extra cash to pay a bill or you’re trying to save up for something you want.

You don’t want to fall behind on bills and are wondering how to make money today or what apps pay you real money?

Sure, another 100 sign up bonus earned today wouldn’t hurt. We’ve all been there, but what do you usually do when that happens? This is an exhaustive list of things that anyone can do, today, in order to get free money through the best sign up bonus offers I’ve found.

If you’re strapped for time, I’ll go ahead and share the best sign up bonus instant offers that you can add to your side hustle arsenal.

Best Sign Up Bonuses

$100 sign up bonus
  1. Bigcash $15 Bonus (Get paid to play games and score a $15 bonus.)
  2. Chase $400 Bonus (Open a Chase account and set up direct deposit.)
  3. Discover it $100 Cash Back (Join Discover and earn a $100 referral bonus.)
  4. Freecash $10 Bonus (Open a Freecash account and get a $10 bonus.)

For each survey you complete, you’ll earn money. They pay you straight cash. You don’t have to convert your points into cash, you can see your earnings on the dashboard. Payout is through Paypal or check.

Ways to Get a Sign-Up Bonus

1. Current – $75 sign-up bonus

Earn a $75 bonus when you sign up for a Current account with code PAYROLL75. Add $200 or more to your account via qualified direct deposit and you’ll receive your bonus within 10 business days.

There’s no expiration date for this offer and no requirement for a credit check to open a Current account. Plus, you can opt-in to get up to $750 before payday no additional fees. 

You must be at least 18 years old to open a Current account though.

2. Bigcash – $15 sign-up bonus

Bigcash gives you a $15 bonus when you join and start completing offers. With 3,000+ offers available, you can earn by testing apps, playing games, and completing simple tasks. It's a legit way to put extra cash in your pocket, and there are no surveys required to get started.

Cash out your earnings once you hit the minimum threshold, with payouts available through popular methods. Bigcash is one of the easiest ways to start earning right away.

$15 bonus
Bigcash
5.0
  • 15 sign-up bonus to kick off your earnings as soon as you join
  • 3,000+ offers including app testing, games, and simple tasks (no surveys required)
  • Fast payouts through popular cash-out methods once you hit the minimum
CLAIM $15 BONUS

3. Branded – $1 sign-up bonus

Branded gives you a $1 welcome bonus just for signing up. This is app testing, not a survey site, and you can earn up to $300 per week trying out new apps. Branded has been featured on CBS for its credibility, so you know you're working with a trusted platform.

Payouts are milestone-based, so the more you test, the more you earn. Sign up and start testing apps to build your earnings.

Seen on CBS
Branded
5.0

Get paid to try new apps and games you'd probably download anyway. With 200+ offers paying $3 to $100+, it's one of the easiest ways to stack points. As seen on CBS. Cash out via PayPal or bank transfer.

CLICK HERE TO SIGN UP

4. Testerup – $5 sign-up bonus

Testerup pays you to test apps, with a $5 bonus to get you started. Earnings are milestone-based, meaning you get paid as you hit specific testing checkpoints. It's a straightforward way to earn money from your phone in your spare time.

Once you complete your tasks and reach a payout milestone, you can withdraw your earnings. Testerup is a solid pick if you enjoy trying new apps and getting paid for it.

$5 sign up bonus
Testerup
5.0
  • $5 signup bonus just for joining free
  • Get paid to test apps and games
  • Top users earn $100+ a week
  • Fast PayPal payouts, no deposit needed
CLAIM $5 BONUS

5. Chase Total Checking® – $400 sign-up bonus

Chase Total Checking® offers a $400 sign-up bonus for new Chase checking customers. Open a Chase Total Checking account using the offer code, then make direct deposits totaling $1,000 or more within 90 days of enrollment. Once you complete that requirement, your $400 bonus lands in your account within 15 days. Chase gives you access to one of the largest banking networks in the country, with more than 14,000 ATMs and over 5,000 branches, plus a top-rated mobile app for managing your money on the go. This offer is available to new checking customers only and expires 07/15/2026.

6. Discover it® Cash Back – $100 sign-up bonus and $100 referrals

If you sign up for the Discover it® Card through a referral link, you can receive double the bonus amount of $100 instead of the usual $50.

Additionally, if you successfully refer someone, you will receive a $100 bonus, also double the usual amount. The maximum referral bonus you can earn in a year is $500.

To qualify for a $100 statement credit, you need to make one purchase within three months of opening your account. To be eligible for this offer, you must apply through this link before 12/31/25. The bonus will be credited to your account within eight weeks of meeting the eligibility criteria.

 7. Nielsen 

Download Nielsen to earn $60 per year for staying on the consumer survey panel. You can register both your computer and smartphone to earn rewards for letting Nielsen look over your shoulder as you go about your daily life. 

Nielsen also offers $10,000 in rewards each month, where the top prize earns $500. There’s no fee to join and you can play scratch-off or spin-the-wheel games to earn rewards as well.

Redeem your points via PayPal or by choosing from the many gift cards available. Check out Nielsen to see how much you can get paid for your opinion. 

Featured on Forbes, Business Insider, and CNBC
Nielsen
5.0
  • $60+ per year just for installing the app and simply keeping it on your phone
  • Nielsen has been measuring internet usage and media trends for decades
  • Runs in the background with no effort required, no tasks, no surveys, just install and earn
  • 100% free to join
SIGN UP FOR NIELSEN

8. Survey Sites – up to $10 welcome bonus

Some of the best survey apps out there help you make money from your phone. For example, you can earn a $10 welcome bonus just for signing up with Swagbucks.

Fans of survey apps can also earn $5 with InboxDollars. Sign up for Survey Junkie or Branded Surveys and you can put $1 in your pocket each.

Our Pick
Primary Rating:
5.0
Primary Rating:
5.0
Primary Rating:
4.5
Pros:
  • $1 – $3 per survey + extra ways to earn up to $100 with focus groups
Pros:
  • $0.50 to $1.50 per survey – earn up to $100 each month using Swagbucks
Pros:
  • $5 sign up bonus + great referral program – 30% that referral makes
Our Pick
Primary Rating:
5.0
Pros:
  • $1 – $3 per survey + extra ways to earn up to $100 with focus groups
Primary Rating:
5.0
Pros:
  • $0.50 to $1.50 per survey – earn up to $100 each month using Swagbucks
Primary Rating:
4.5
Pros:
  • $5 sign up bonus + great referral program – 30% that referral makes

9. Freecash – $10 sign-up bonus

Freecash is one of the highest-rated get-paid-to sites out there, and it's a legit way to earn real cash in your spare time. Sign up for free and grab a $10 bonus to get started, then earn more by completing offers, testing apps, and playing games. Freecash has paid out over $50 million to members globally, and most users see their first earnings within minutes. Cash out via PayPal, crypto, or gift cards with no minimum withdrawal on most options. It's one of the fastest ways to turn spare time into real money.

$10 bonus
Freecash
5.0
  • One of the fastest and most trusted ways to earn real money online
  • The average user withdraws their first payout in less than 20 minutes
  • Get paid via PayPal, crypto, gift cards, or even bank transfer—choose what works best for you
START EARNING NOW

What is a Sign Up Bonus?

In conclusion, a sign up bonus is a payment made by a firm in order to obtain your business. Sign up bonuses are used by businesses to entice new consumers to try out their products or services. To receive your bonus, you'll generally need to fulfill certain requirements.

Bank accounts and credit cards are some of the most popular incentives that may be earned by signing up for them. Other apps, on the other hand, give cash perks such as shopping platforms, cash back apps, and lots more.

The Bottom Line on Sign Up Bonuses

Getting signed up for bonuses is simple once you get the hang of it. Getting sign up bonuses can be a fantastic way to earn extra money with little effort. The offers change frequently, so check expiration dates on a regular basis.

You may actually earn money by looking for special discounts. Just keep in mind the specifics and you'll be fine. Have you gotten any great sign-up bonuses lately?

Brian Meiggs
Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of Smarts, a personal finance site helping you easily explore your best money options. He helps readers follow the smart money in order to increase their earning potential and start building wealth for the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Business Insider, Yahoo! Finance, NASDAQ, Discover, and more.
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