Are you interested in downloading the apps that let you borrow money?
Today I’m going to show you some new strategies to borrow money instantly simply by clicking a few buttons on your cell phone (in under 5 minutes).
The best part? A lot of these money borrowing apps require no effort at all.
I get it.
Life happens.
Sometimes you need some extra cash to pay a bill or you’re trying to save up for something you want.
You don’t want to fall behind on bills and are wondering how to make money today or what cash advance apps can pay you today?
Sure, another 500 dollars paid out early wouldn’t hurt. We’ve all been there, but what do you usually do when that happens? This is an exhaustive list of things that anyone can do, today, in order to get your paycheck early so you can earn money today.
If you're strapped for time, I'll go ahead and share the best borrow money apps to borrow money online instantly.
These Apps Let You Borrow Money Instantly
These apps help you get your paycheck early and can help you get paid today.
Try these free mobile applications available in the App Store and Google Play Store — so you can borrow cash with ease:
1. EarnIn
Why wait for payday when the money is already yours? EarnIn lets you get up to $150 a day and $750 each pay period for free with no fees no interest and no credit checks. It is your money, so you can use it right away to pay bills, avoid overdrafts or cover unexpected expenses without going into debt. Sign up today and get instant access to your paycheck whenever you need it.
- Access to your hard-earned cash right when you need it
- No hidden fees, no penalties, no waiting
- Get up to $750 of your paycheck per pay period
2. Current
Current is the future of mobile banking. This bank account has a bunch of compelling features where you can get spotted $750 at any time, get paid up to 2 days faster, and all with no minimum balance or hidden fees. It's free to use and has no monthly fees at all, plus you can get instant access to your paycheck in advance for free. Advance as much as you qualify for, as often as you need. Current doesn't run a credit check when you open an account, so you don't have to worry about your credit history or FICO scores being impacted.
- Payday is just one tap away
- Get up to $750 before payday
- Get free instant access to your paycheck in advance
- No credit checks and 100% free
- Get $50 free with code WELCOME50 and a $200+ deposit in 45 days!
3. MoneyLion
MoneyLion is banking that gives you more, a lot more so you can get paid today. You can get spotted $500 at any time with no interest with Instacash. This gets you 0% APR cash advances up to $500 to help you cover essentials and surprises, just apply here and link your checking account (no monthly fee). Plus, you can get your paycheck up to two days early with RoarMoney – plus easy ways to borrow, save, invest, and earn. All in one app.
- The maximum advance is $500
- No interest. No monthly fee. No credit check
- Link your checking account to qualify for 0% APR cash advances
4. Cleo
Cleo offers a salary advance as part of its Cleo Plus subscription ($5.99/month), giving you up to $250 with no interest to avoid overdraft fees or payday loans. If you qualify, you choose a repayment date between 3 and 28 days, and it won’t impact your credit score. The free version of the app still gives you budgeting tools, a digital wallet, and weekly quizzes with cash rewards, but the advance is only available through Cleo Plus.
- You can earn cash back rewards and enjoy salary advances up to $250 with Cleo Plus ($5.99 a month)
- Robust free version that helps you budget, automatically save and track your spending
- You can earn interest on your savings
5. Empower
Empower is one of the top cash advance apps designed for today’s generation. No matter what lies ahead, they’ll help you thrive by letting you borrow money. By downloading the app you can get a cash advance of up to $300 when you need it most, and save for your future. You can count on them to have your back and get a cash advance up to $300 directly to your account. No applications, no interest or late fees, no credit checks or credit risk. You just pay them back automatically when you receive your next direct deposit. There's no catch. It's that simple.
- Get a no-fee and interest-free cash advance of up to $300
- Use AutoSave to automatically set money aside every week
- Costs $8 per month after a 14-day free trial
6. Klover
Klover can give you some extra cash before payday. Just have at least three consistent direct deposits within the past two months with no gaps in pay with the same employer; once you meet those requirements feel free to apply and request a boost of a $200 cash advance.
Apps like Klover offer small cash advances without any obligatory fees; however, the funding process may take longer compared to certain competitors, and the optional express fees associated with expedited service are relatively high.
- Klover is an app that provides an advance of up to $200 on your next paycheck
- No mandatory fees
- An optional express fee from $2.99 to $20.78 to receive funds faster
Borrow Responsibly
If you're like most people, any new financial need or demand makes you irritated and tense. The best money borrowing app can help you meet your immediate demands without delay. Since you're likely unready for financial emergencies and each additional financial can put you on edge.
There are several advantages of borrowing money via an app rather than going to a local bank or pawnshop to try and get quick cash. Even though there are many lending institutions in each city today, you may not be aware of all the nuances, interest rates and fees among them.
Every potential borrower must understand that he or she is fully responsible for any loan or cash advance obtained. This money should not be taken for granted, since it will only be used for a brief period of time.
Finally, such small amounts of loaned money can't accommodate long-term financial objectives. Consider alternative ways to finance your long-term goals and needs, or try to increase your income potential with side hustles.
With that said, good luck with borrowing money with these apps:
Oh I’m so tired of seeing bad credit loans guaranteed approval really? ? I’ve got bad bad bad credit with a monthly stable verifiable income of over $3000 and I can’t get anyone to even loan me $20..how pathetic right?? Here’s the icing on my cake…my account that I get my income direct deposited into was hacked…guess what? They took everything. ..now what? So loan companies shouldn’t say they can help or guarantee approval for any credit …THEY CANT!!!! What they mean is bad credit is 600 or above…so thankyou bad credit loan companies. .apparently I am not worth helping.