15 Smart Ways to Save Money on a Cruise in 2024

Wondering how to spend no money on a cruise? Here are ways you can save money on a cruise, with realistic tips and tricks.

So have you finally saved $1,000 or more and want to get away on a cruise? Learning how to save money on a cruise doesn't need to be difficult โ€” cruises are supposed to be fun. Cruises are popular vacation options that allow you to relax and enjoy a variety of destinations in one trip.

The last decade was one of record growth for the cruise industry and that trend looks set to continue into the 2020s, according to Forbes.

But cruises are also notorious for โ€œnickel and dimingโ€ you once they have you on board. Even if you purchase an โ€œall-inclusiveโ€ cruise package, you should still expect to be hit with sales pitches for extra services, fancy dinners, and other amenities.

You can definitely enjoy a nice cruise without spending a lot of money. It just takes a little awareness of how things work on a cruise and a little preplanning to make it happen.

How to Save Money When Planning a Cruise

A cruise can be a great way to see the world and enjoy some time on the open water, but it can also be an expensive vacation. If you're looking to save money on your next cruise, there are a few things you can do to cut costs.

1. Use a Travel Agent

One of the best ways to save money on a cruise is to use a travel agent. Travel agents have access to special deals and can often get you discounts that you wouldn't be able to find on your own. They can also help you plan your trip and find the best deals on flights and hotels.

2. Join a Cruise Club

Joining a cruise club is another way to save on your next sailing. The two main ways that clubs save you money are with exclusive discounts and member-only pricing. Cruise clubs have access to deals that the general public doesnโ€™t, so youโ€™ll be able to snag a lower price on your booking. In addition, most clubs offer some kind of member-only pricing, which can be even further reduced rates on cruises or other perks, like free cabin upgrades.

3. Look for Discounts

There are a number of ways to find discounts on cruises. Check websites like Cruise Critic for special offers and promotions. You can also sign up for email lists from your favorite cruise lines to receive notifications about sales and discounts. Travel during shoulder seasons or off-peak times of year to score a lower rate, and look for cruises that sail to less popular destinations for cheaper fares. Check out last-minute deals, too โ€“ you might be able to snag a great price on a cruise thatโ€™s departing soon.

4. Save on Excursions

Excursions can be one of the most expensive parts of a cruise vacation, but there are ways to save. First, see if your cruise line offers any complimentary excursions. These are usually shorter and less comprehensive than paid excursions, but theyโ€™re a great way to experience a destination without spending any money.

Second, consider booking an excursion through a third-party company. These companies often have better deals than the cruise line itself, so you can save some money while still getting to do the activity you want. Finally, see if thereโ€™s anything fun to do in port that doesnโ€™t cost anything. Many destinations have free walking tours or public parks that you can enjoy without spending any money.

5. Save on Boarding Costs

There are a few ways to save on boarding costs when planning a cruise. First, book your cruise during shoulder season or off-peak times of the year. Second, look for cruises that sail to less popular destinations โ€“ these often have lower boarding costs. Finally, consider booking a suite instead of a standard cabin โ€“ suites usually come with perks like complimentary laundry service or free meals, which can save you money on your cruise.

By following these tips, youโ€™ll be sure to save money on your next cruise vacation. With a little planning and some research, you can enjoy all the benefits of cruising without breaking the bank.

How to Save Money When On Board a Cruise

Here are 10 ways you can save big on your next cruise adventure:

6. Avoid the Specialty Restaurants

how to save money on a cruise

One of the easiest ways to save money on a cruise is to avoid spending money on fancy meals at specialty restaurants. If you purchase an all-inclusive cruise, the price you pay will include meals at the main dining room and possibly a couple of other dining facilities.

Yes, itโ€™s true that specialty restaurants offer some very nice dining options. But those options often come at a steep price. If you really want to check these restaurants out, it may be possible to purchase a restaurant package that includes a variety of dining experiences at a discounted price.

7. Do Your Own Thing

how to save money on a cruise

Cruises often sell special shore excursions at every stop they make where you are taken on a guided tour of the destination. There are benefits to these shore excursions. Cruise lines typically use licensed and reputable tour operators, for example. But the shore excursions offered by the cruise lines are usually very expensive.

You can save big by doing your own thing at each destination. You can be your own tour guide and discover a place and everything it has to offer on your own. You can also purchase shore excursions independent of the cruise line, which are usually much more affordable.

8. Avoid the Internet and Telephone

Why do most people go on cruises? Itโ€™s to get away from things, visit new places, and have new experiences. Then why do so many insist on getting on the internet and making phone calls while they are at sea?

Making telephone calls and connecting to the internet on cruises is expensive. You can drastically cut expenses by deciding before you even board to completely disconnect from the outside world for the duration of your trip. Itโ€™ll still be there when you get back. Just leave your laptop, smartphone, and other gadgets at home and give yourself permission to enjoy a gadget-free vacation.

9. Skip the Beverage Package

An all-you-can-drink alcoholic beverage package may sound like a great idea at first, but unless youโ€™re a hardcore drinker, you may actually save money by buying drinks one at a time.

Alcoholic beverage packages typically cost $50 โ€“ $60 a day. You are charged that amount every day of the cruise, regardless of how much you drink. Are you really going to drink $60 worth of alcohol on days when the ship is at a port? Most donโ€™t.

Paying $7 a beer may sound like a lot, but you may actually come out ahead by buying your drinks one at a time and watching your alcohol consumption.

10. Bring Your Own

how to save money on a cruise

Some cruise lines allow you to bring your own drinks, including alcoholic beverages. Not all do, but itโ€™s still worth checking to see if your cruise line does since the savings can be substantial. Be forewarned, however, that you may be charged a โ€œcorkingโ€ fee per bottle for alcoholic beverages.

Bringing your own bottled water, fruit juices, and especially alcoholic beverages is a great way to save a lot of money. You can also learn how to save money on groceries so you can get extra savings. The more you can cut your bar tab, the better.

11. Travel Light

how to save money on a cruise

Many cruises charge a fee to check your bags when you board. You can potentially save some money by traveling light with fewer bags. You may also be able to save money on baggage fees with your airline if you need to fly to and from your cruise departure point.

If necessary, you can always use the shipโ€™s laundry service to make sure you have enough clean clothes to wear. These laundry services are usually not expensive, and they are even complimentary on some cruises.

As an added benefit, the lighter you travel, the easier it is to get around. Itโ€™s not just about saving money. Itโ€™s also about reducing stress and making your vacation easier and more enjoyable.

12. Skip the Tip

You can potentially save a lot of money by finding out from your cruise line whether tips are including in the prices of amenities, food, and other things before you board. They often are. If so, you can skip the tip and watch the savings add up.

If your cruise line does not include tips in with their prices, check to see if they have a tipping guideline. You can use this to determine appropriate gratuity for good service without tipping too much or too little.

13. Avoid the Casinos

โ€œThe house always winsโ€ is a popular saying for a good reason. The odds are always stacked in favor of the casino. Itโ€™s a business, after all, that is designed to generate a profit. Itโ€™s way too easy to blow through a wad of cash at these places and then leave empty-handed.

If you must spend some time in the shipโ€™s casino, then play responsibly. Set a budget for your playtime and stick to it. Once the money is gone, thatโ€™s it. Itโ€™s then time to leave the casino and do something else.

14. Take Your Own Pictures

Many cruises have professional photographers on board who are very eager to take your picture โ€“ and then take your money. While itโ€™s nice to have a keepsake from your vacation, you can save big by skipping the pro pictures.

This doesnโ€™t mean you have to go without any pictures from your trip. Just take your own with your digital camera. If you want a nice picture of yourself, just ask someone if they would take a quick picture of you. Most people wonโ€™t mind.

15. Go Easy on the Shopping

Stores in both the cruise ships and at shore excursions are packed with all sorts of pricey souvenirs. You can save a lot by avoiding the expensive trinkets and only buying necessities โ€“ like something you may have forgotten to pack for the trip.

If you do want to purchase a souvenir, set a budget and stick to it. Living cheap and saving money on your cruise means avoiding expensive items and going with something modest, like a t-shirt.

What to Bring on a Cruise to Save Money?

There are a few things you can bring with you on a cruise to help save money:

Bring your own drinks and snacks

Drinks and snacks onboard can be expensive, so bringing your own can help you save. Just be sure to check with the cruise line about what is allowed before packing.

Bring your own entertainment

If you plan on spending time in your cabin, be sure to bring your own books, movies, and games to keep yourself entertained.

Take advantage of free activities

Many cruise lines offer a variety of free activities, so be sure to take advantage of them. From dance classes to trivia contests, there is usually something for everyone.

Following the tips above can help you save money on a cruise. Just be sure to research what is allowed onboard before packing anything. And, most importantly, have fun!

FAQs

How do I stop overspending on a cruise?

There are a few things you can do to stop overspending on a cruise. First, use a travel agent to help you plan your trip and find the best deals. Second, join a cruise club for access to exclusive discounts and member-only pricing. Finally, look for discounts on websites like Cruise Critic or sign up for email lists from your favorite cruise lines.

What is the best time of year to book a cruise?

The best time of year to book a cruise is during shoulder season or off-peak times of the year. This is when cruises are typically discounted, so youโ€™ll be able to find a great deal.

What are some tips for finding cheap cruises?

There are a few tips for finding cheap cruises. First, book your cruise during shoulder season or off-peak times of the year. Second, look for cruises that sail to less popular destinations โ€“ these often have lower boarding costs. Finally, consider booking a suite instead of a standard cabin โ€“ suites usually come with perks like complimentary laundry service or free meals, which can save you money on your cruise.

What are some tips for saving money on excursions?

First, see if your cruise line offers any complimentary excursions. These are usually shorter and less comprehensive than paid excursions, but theyโ€™re a great way to experience a destination without spending any money. Second, consider booking an excursion through a third-party company. These companies often have better deals than the cruise line itself, so you can save some money while still getting to do the activity you want. Finally, see if thereโ€™s anything fun to do in port that doesnโ€™t cost anything. Many destinations have free walking tours or public parks that you can enjoy without spending any money.

Learning How to Save Money on a Cruise is Possible

Taking a cruise can be a fun and relaxing vacation, but it can also be expensive. There are ways to save money on a cruise, however, by doing things like bringing your own drinks and snacks onboard, packing lightly, and taking advantage of free activities. Just be sure to research the rules for each cruise line before packing anything.

Itโ€™s definitely possible to enjoy a cruise without spending a lot on extras. With a little preplanning and a watchful eye on unnecessary expenses, you can enjoy a nice, relaxing cruise without breaking your budget.

Cyrus Vanover
Cyrus Vanover
Cyrus Vanover is a freelance business writer who helps marketing managers position their companies for success. Based in Virginia, he enjoys hiking the local trails, exploring new restaurants, and live theater when not writing.