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8 Ways to Get Free Money from Sign Up Bonuses of $100 or More

Need extra cash? Discover how apps and websites can put free money in your pocket now through sign up bonus offers of $100 or more.

Want to sign up for money or just free money?

Today I’m going to show you some new strategies to make some extra money fast simply by clicking a few buttons on your cell phone (in under 5 minutes).

The best part? A lot of these cash sign up bonus offers require no effort at all.

I get it.

Life happens.

Sometimes you need some extra cash to pay a bill or you’re trying to save up for something you want.

You don’t want to fall behind on bills and are wondering how to make money today or what apps pay you real money?

Sure, another 100 sign up bonus earned today wouldn’t hurt. We’ve all been there, but what do you usually do when that happens? This is an exhaustive list of things that anyone can do, today, in order to get free money through the best sign up bonus offers I’ve found.

If you’re strapped for time, I’ll go ahead and share the best sign up bonus instant offers that you can add to your side hustle arsenal.

Best Sign Up Bonuses

$100 sign up bonus
  1. Acorns $20 Bonus (Open a new investing account and set up recurring investments and earn $20.)
  2. Chase $200 Bonus (Open a Chase account and set up direct deposit.)
  3. Discover it $100 Cash Back (Join Discover and earn a $100 referral bonus.)
  4. Public $300 Bonus (Open a Public investing account and get up to $300 in free stock.)

Free Stock Bonuses

Need to make $100 fast? Here are some companies that are offering free stocks.

Acorns – $20 Bonus

Acorns is a micro-investing platform that helps users save and invest money. Acorns rounds up purchases to the nearest dollar and automatically invests the change in exchange-traded funds (ETFs).

It literally lets you turn your spare change into investments. Acorns offers a $20 sign up bonus for new customers who make a recurring investment of at least $5. 

To qualify for the bonus, you must: 

  1. Open an Acorns account through here
  2. Set up recurring investments
  3. Make your first investment successfully

You can also earn a bonus by referring people to Acorns. You and the person you refer both receive a bonus investment when they sign up for a new subscription and make an initial $5 investment. 

Bonuses must stay invested until they mature and cannot be withdrawn.

Robinhood – Between $5 and $200 in Free Stock

Are you ready to say goodbye to fees when you buy and sell stocks and hello to commission-free trades?

That’s right, Robinhood lets you do everything for free and takes no fees — ever.

Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell the stock. You can get a share of stock like Apple, Ford, or Sprint for free when you join through this link.

They are also offering a free stock promotion and you don't even have to deposit any money to receive the stock.

Just sign up and wait a few days for it to show up in your app. You can also cash out immediately and transfer the funds to your bank account — if you want to.

If you want to learn you can sign up for information from Robinhood through here.

Public – $3 to $300 in Free Stock

At Public, its mission is to open the markets to all which is why trades are commission-free and there are never any account minimums to set up or maintain.

Public never charge any hidden service or convenience fees because, well, frankly, there’s nothing convenient about a convenience fee.

The company are proud to keep Public free and open to all so that everything you invest and earn stays all yours.

Public makes it possible to buy any stock with any amount of money — commission-free. And what’s more, they keep it simple at Public and that goes for the terms and rules of claiming a free stock.

Claiming a Free Stock is limited to one redemption per person and your account must be approved and active to qualify and receive the stock. The Free Stock is worth up to $20 and the amount designated for each redemption is random.

You can get $10 worth of Alphabet (Google), J&J, Facebook, Apple, Visa, Chase, Microsoft, Amazon, or Alibaba through this download link.

Bank Sign Up Bonuses

Some digital banks are offering sign up bonuses where you can make $300 fast:

Chase Bank – $200 Welcome Bonus

One quick to earn money fast is through sign up bonus offers from banks. But it can be difficult to know which one is legit and won't make you jump through hoops. My favorite bonus currently is the $200 Chase bonus.

The Chase Total Checking® account is a top pick due to its popularity and its association with one of the nation's premier banks. You'll have convenient access to your funds with 4,700 branch locations, 16,000 ATMs, and a top-rated mobile app.

Opening a new account is a straightforward process through the online application. To earn the bonus, you'll need to receive a qualifying direct deposit within 90 days. Once completed, Chase will credit your account with the reward within 15 days.

While the account comes with a $12 monthly maintenance fee, you have options to waive it, such as maintaining a daily minimum balance of $1,500 or making electronic deposits of at least $500 each month.

If you can avoid the maintenance fee, we strongly recommend taking advantage of Chase's legitimate cash bonus offer!

Discover Card – $100 Cash Back

Looking for easy sign up bonuses? One of the best ways to make some serious extra cash is to take advantage of credit card signup bonuses.

My favorite card with the best credit card rewards is the Discover it® credit card which has no fees at all. Plus, you can earn 5% cash back on everyday purchases at different places each quarter like, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.

Reward Sites Sign Up Bonuses

Want to make money with free app bonuses? You can make $10 instantly with the following app sign up bonus offers:

Swagbucks – $10

Swagbucks lets you earn money in so many ways like taking surveys, shopping online, or playing games, but many people love racking up money by watching videos in their spare time.

You can cash out your ‘Swagbucks' as gift cards to hundreds of merchants or get your cash by PayPal (legit cash to your bank account). Many claim this to be one of the best reward sites in 2022 and they are currently offering a $10 sign up bonus.

InboxDollars – $5

One of the best apps that offers you the opportunity to get paid to watch videos is InboxDollars.

If you sign up before the end of this month, they also give you a $5 free bonus just to give it a try.

By spending just 5-10 minutes per day on this (either on your lunch break or during TV commercial breaks) you can earn and earn an extra $50/month just for playing games. They also offer you the opportunity to earn cash for sharing your opinion and completing surveys.

More people should be doing this.


InboxDollars is a legitimate way to make extra money online. It's been around for 20 years, and the company says it's paid its members more than $59 million since 2000.


Branded Surveys – $1

Get paid to take online paid surveys with Branded Surveys which is another survey app and website. Here, you’ll take surveys for money about products created by some of the world’s most famous companies – including Disney, Volkswagon, Amazon, Nike, Samsung, and more.

For each survey you complete, you’ll earn money. They pay you straight cash. You don’t have to convert your points into cash, you can see your earnings on the dashboard. Payout is through Paypal or check.

To get started, simply create your free account. It only takes a couple of minutes, and you’ll receive a nifty $1 signup bonus when you do.

Other Sign Up Bonuses

Need to make $50 fast? Here's how:

Nielsen Mobile Panel – $50


One of my favorite apps that not many people know about is Nielsen. If you have a cell phone or laptop then you can earn $50 fast right now. All you have to do is register for free (they’ll track your browser usage) and you’re set to earn $50 per year passively.

It’s really noninvasive, requires basically no storage, and won’t impact your device performance. After you installed the app, just use the internet as you usually would (but now you’re getting paid — cha-ching!).

Nielsen gives out $10,000 each month so you can win real money for about 60 seconds of work. A no brainer.

Best for: passive income
Nielsen Mobile Panel
Cost: free

By participating in Nielsen research, you can improve products and services you use online today. Nielsen Computer and Mobile Panel combines your unique internet usage with people like you to build a picture of internet behavior.


What is a Sign Up Bonus?

In conclusion, a sign up bonus is a payment made by a firm in order to obtain your business. Sign up bonuses are used by businesses to entice new consumers to try out their products or services. To receive your bonus, you'll generally need to fulfill certain requirements.

Bank accounts and credit cards are some of the most popular incentives that may be earned by signing up for them. Other apps, on the other hand, give cash perks such as shopping platforms, cash back apps, and lots more.

The Bottom Line on Sign Up Bonuses

Getting signed up for bonuses is simple once you get the hang of it. Getting sign up bonuses can be a fantastic way to earn extra money with little effort. The offers change frequently, so check expiration dates on a regular basis.

You may actually earn money by looking for special discounts. Just keep in mind the specifics and you'll be fine. Have you gotten any great sign-up bonuses lately?

Brian Meiggs
Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of Smarts, a personal finance site helping you easily explore your best money options. He helps readers follow the smart money in order to increase their earning potential and start building wealth for the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Business Insider, Yahoo! Finance, NASDAQ, Discover, and more.
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