How to Make Money at 13 Years Old (17 Legit Ways)

If you’re wondering how to make money at 13 or as a teen from your laptop at home, let me tell you this – it's possible to make money as a kid.

Looking for ways to make money as a 13 year old? Read on to see our picks for the best online jobs for teens in 2023.

At Smarts, we've tested dozens of different ways people can get paid fast. After going through them all we ranked our top easy ways to make money.

At 13 years old, you're likely figuring out the value of money and even considering starting your own business one day or getting your dream job.

How to make money as a 13 year old? You know you can't skip years, but it's possible to make money online with side hustles and online jobs for teens.

Learn to become independent as you grow into a teenager and show your parents you can be a great side hustler.

It’s no wonder why these earning opportunities to earn extra cash online are gaining popularity. Here is a long list of our favorite ways to make extra money for teens – scroll on through and decide what is best for you.

How to Make Money as a 13 Year Old

This list of ideas will work for just about any teenager looking to make extra money. I'll list all the different ways to make extra money online, and most of them are pretty easy to get started.

Ready? I’ll only list legit ways that I’ve personally used to earn online, and earn it fast. We’ll first start with the quick wins, companies that’ll (legit) pay you money just for signing up:

  • Survey JunkieMake up to $3 per survey in your spare time from home to take online surveys, participate in focus groups and trying new products.
  • Swagbucks: Watch videos, take surveys, shop and more to earn real money. Join Swagbucks now to get a $10 free welcome bonus.
  • InboxDollars: Has so far paid its members over $40 Million. Watch videos, take surveys, shop and more. Join InboxDollars now and get free $5 sign up bonus.

1. Sell Your Stuff

Earning potential: Varies

The fastest way to get a hold of cash at 13 years old is by selling things. When I was 13 years old, I would literally sell any junk on selling apps or Craigslist.

But now, you can literally reach thousands of people in your area with Facebook Marketplace.

You can sell electronics, books, furniture, DVDs, Blu-rays and basically anything. If you have any electronics lying around you can even sell them instantly on Decluttr.

Is there something your holding on to that’s not serving you anymore? Time to let it go! Decluttr pays you for stuff you no longer need or are willing to sell.

They pay more for electronics, but you can sell anything from books, games, smartphones, and even LEGOs! Need to make money fast as a kid? Time to Decluttr!

2. Offer to Help Friends and Family

Earning potential: Varies

Sometimes the best and quickest way to earn some cash is to help family and friends with tasks that need to be done.

Normally, they would pay someone else to do these tasks, but you can offer to get the work done for the same price or at a discount.

You’ll be guaranteed long term work, and they’ll be more than happy to have a familiar face help them out with tasks.

It could be babysitting, graphic design, house or yard work, photography, online marketing, or they might even need a virtual assistant! This is a great way to make money without a job.

3. Use Game Apps to Win Real Money

Earning potential: Varies

Wouldn’t it be fun to get paid to play games on your phone? I mean, you already do it of free, so why not make some cash out of it!

Mobile game developers are constantly offering incentives to get players to try out their games by giving rewards and cash prizes.

Here are a few places to get started!

  • MistplayLoyalty program for gamers available only in the Google Play store. Join for free to play games you love and earn points redeemable for gift cards.
  • Solitaire CubeEarn real money playing card games on Solitaire Cube. You enter a lottery using tickets which you earn through cards you’ve drawn in the game. The more tickets you collect, the higher your chances of winning prizes and money you can cash out into your PayPal address.
  • InboxDollarsGet a $5 bonus when you sign up to play games! Choose from a wide selection of arcade games as well as game show network games. Cash prizes are won through scratch cards you receive for playing games.
  • SwagbucksEarn free cards from playing games on Swagbucks. There are many games to choose from, which you download and play, earning you redeemable points for rewards. The more games you play, the more points you collect!

You can see the full list of apps that pay you real money to discover more ways to earn with money-making apps.

4. Start a Blog to Earn Income Online

Earning potential: Varies

Teenagers can easily start a blog in order to earn income online. Ever felt like you had a lot to say but didn’t know how? – Always filling up your diary faster than you can remember?

Or maybe you’re an exceptional writer who’s tired of the 280-character cap on Twitter. If so, then blogging is for you! Bloggers tend to make upwards of $1,000, and there’s no reason you shouldn’t do so. Here’s how.

Bluehost is a well-adapted web hosting company that integrates with WordPress to provide an all-in-one bundle for your blogging needs.

You can start a blog for as cheap as $3.95 per month with Bluehost and get a free domain for your first year and a free SSL certificate.

Once you set up and start blogging, you can make money by running ads on your blog, joining an affiliate program, and placing sponsored posts on your blog.

5. Earn Cash in Your Spare Time Taking Surveys

Earning potential: $.50 to $50 per survey

Taking surveys online with Survey Junkie to make extra cash as a teen is a no-brainer!

You won’t get rich or make hundreds of dollars per day with surveys alone, but you won’t waste much time, and you can make some money easily.

It is my #1 favorite (and highest paying) survey site is Survey Junkie. This is a free survey app for your phone that pays you to take online surveys, participate in focus groups, and try new products.

And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal). Join for free through this link and get your free registration bonus.

6. Get Paid to Take Surveys, Watch TV, & Play Games

Earning potential: $50 per month

The next thing you can do is sign up for InboxDollars which pays you, in cash, to watch fun videos, play games for money, and take surveys.

InboxDollars is one of the best money-making apps that packs a major punch for kids wanting to earn a little extra dough.

If you sign up before the end of this month, they also give you a $5 free bonus just to give it a try.

By spending just 5-10 minutes per day on this (either on your lunch break or during TV commercial breaks) you can earn and earn an extra $50/month.

More people should be doing this to earn extra cash!


InboxDollars is a legitimate way to make extra money online. It's been around for 20 years, and the company says it's paid its members more than $59 million since 2000.


8. Get Paid for Reviewing Music

Earning potential: $50 per month

How about getting paid to listen to your favorite music? Branded Surveys asks for information about you so that they can match you with fitting surveys and you can even review music and test new products.

At up to $75 a pop for some surveys and a free $1 just for signing up, it pays to check in daily to see which ones are available to you.

Ready to get free cash now by turning your free time into extra income? The only requirement is that you are at least 18 years of age – or if you're between 13 and 17, that you have a parent's consent to participate.

7. Investing at 13 Years Old

Earning potential: Varies

Another way to make money as a teen is through investing. Even if you have little amounts of money to invest — you can still make a lot of money by investing in ‘meme stocks' like GME, AMC, and others that getting pumped up by a group on Reddit called Wall Street Bets.

You'll likely make a ton more money than you would by taking boring surveys too. There are a lot of different apps like Robinhood that can help you get started investing start investing with as little as $1!

While Robinhood looks perfect for teenagers, keep in mind that you will need to be over 18 years old to participate in the fun. There is no way around it.

You can use investing apps geared for kids like Greenlight. Here you can buy fractional shares of your favorite companies, with no trading fees, and parents approve every trade, right from the app.

8. Get Paid to Read Emails

Earning potential: $50-100 per month

Another way to make money as a teen is by getting paid to read emails. Yup, for real. These online platforms give you a chance to get paid to read emails.

  • InboxDollarsGet paid to read brand emails. If you’re interested in their sales, promotions, or products, you can get a member discount from InboxDollars; if not, you still get paid for reading the email. Sign up for a $5 bonus!
  • SwagbucksOffers a variety of tasks in exchange for rewards. One of these tasks is reading emails. You’re able to redeem coins for cash or gift cards as per the number of emails you read.
  • InboxPays: Gives you money for interacting with any links or images sent via email. You are free to choose which emails to interact with and which to ignore. The threshold for a payout is $25.
  • TolunaOffers rewards for participating in surveys, polls, playing games, and reading emails. They have a daily sweepstake where you can win 1 million points redeemable for cash or rewards.

10. Get Paid to Take Pictures

Earning potential: Varies

Pick up your camera, snap some great shots, and explore your money-making options with these platforms.

  • iStockPhoto: A site offering videos, stock photos, vectors, and illustrations for sale to the public. Individuals can submit their work to the site to be added to the database and start earning cash.
  • Fotolia: Offers a commission for every sale you make on their platform. Suitable for amateurs to professional photographers
  • PhotoMoolah: Runs contests where you submit pictures for a chance to win prize money and work for leading brands.
  • Shutterstock: Earn up to 40$ commission for sales of your pictures on Shutterstock. The more you sell, the more you earn.

If you don't meet the age requirement, just ask your parents to sign up and submit your photos for you.

11. Make Money on Social Media

Earning potential: Varies

Still wondering how to make money at 13 years old? Anyone can make money off social media with a little creativity and a bit of luck.

It’s one of the best ways to engage with people, build a following, and earn money from views, clicks, sales, and sponsorships.

  • Instagram: By far, the most popular social media platform. The collection of media shared makes it an interesting place to spend a few hours scrolling through your phone each day. Making money on Instagram can be done in many ways, such as being a brand ambassador, publishing sponsored posts from brands looking for marketing, promoting affiliate links on your profile, selling your products, and offering marketing services to other users and businesses for a fee.
  • Snapchat: Being active and offering great content on Snapchat is a sure way of attracting brands looking for product placement. Creating Snapchat filters can also get you money through downloads, and affiliate marketing is also known to earn money on Snapchat.
  • Facebook: It might be considered for older people now, but it still has one of the most extensive user bases among social media platforms. Starting up a Facebook page and building an audience for it by offering engaging content will attract brands to pay you to market their products to your followers. You can also decide to sell your products and services to make a profit.
  • Twitch: A video streaming site where you can live stream to an audience while playing video games. The most popular way of making money from Twitch is by asking your followers to make a donation as an appreciation for your efforts. If you’re good at playing video games, have good commentary, and are entertaining, you can make $1,000 fast.
  • YouTube: Vlogging on your everyday life may just be the key to make money, or maybe you love giving detailed reviews of books, movies, or pop albums. There are so many options you can try on YouTube and earn money for sharing what you love to do with the world. You can make upwards of $5,000 for a million views.

12. Start Investing Your Change

Earning potential: Varies

Interested in making money with investing? Your parents can create an account for you with Acorns Early. Your parents will have to open an Acorns Early account for any child under the age of 17.

Your parents can start investing for the future of you with just $5. They can make one-time contributions at any time and even set up a recurring contribution.

Once you're 18 years old you can access the funds in your Early account. Tell them about it, and you’ll get a $20 bonus when you sign up and set up recurring investments!

The sooner you start investing, the sooner your money can start to grow toward your goals. This is one of the best ways to make extra money at 13 years old that can help you earn real passive income over time.

13. Do Freelance Work Online

Freelancing is a great way to leverage your skills to make money quickly as a teen. A study from Forbes predicted that the number of freelancers in the United States is expected to reach 79.6 million by 2025.

Whether you’re interested in doing web design, sales, marketing, data entry, transcription, freelance writing, creative design, or teaching, you’re bound to find someone in need.

The possibilities of what you can offer are endless, and there is a multitude of sites that connect freelancers with clients like; Fiverr, Upwork, and Freelancer, just to name a few.

14. Surf the Web and Take Fun Surveys

Earning potential: Up to $35 per survey

Swagbucks is another great way to make extra money by just pushing a few buttons in your free time. I personally use it and usually make up to $10 per survey while watching TV, and it does add up.

Getting started is easy:

  1. Click here to sign up. Remember, it's 100% free.
  2. Confirm your email to get the $10 sign up bonus.
  3. Take paid surveys anytime and anywhere.
  4. Get paid cash via PayPal

Enjoy knowing that Swagbucks is one of the highest-paying sites that offers surveys for teens.

You can also earn free cash (via Paypal) for everyday activities like shopping, watching videos and searching the web.

If you're interested you can get started with a $10 sign up bonus.

15. Get A Free $10 Amazon Gift Card

Earning potential: $10 Amazon gift card

If you are a fan of getting rewards for purchases online, then you’ll love MyPoints. You can take surveys, watch videos, read emails and more to earn points that you can reimburse for various online services.

They are also partnered with Swagbucks who was mentioned earlier. You can even redeem your points for cash and travel miles which makes it more flexible. Anyone over the age of 13 can register and claim the gift card.

16. Animal Lovers Can Walk Dogs

Earning potential: $500+ per month

This one is for all the animal-lovers out there. Dog walking has two lucrative benefits – you get to spend time with your four-legged friends and you yourself get some exercise.

You can find pet walking opportunities by setting up fliers in your neighborhood or taking to social media. Once you start getting regular clients, you'll be able to earn some steady cash in your teens.

Watch out for Scams

When you are looking for online jobs whether you are a teen or not — you should be careful about scams.

Just use your common sense and don't pay any money, give out your credit card information, or provide too much personal information.

When in doubt, you look up customer reviews about the company on BBB and TrustPilot to see if they are legitimate. If they don't have any customer ratings — it is best to avoid them.

Get goHenry, the Debit Card for Kids

So how will you get paid as a teen? Be sure to get a PayPal account and GoHenry debit card.

With the GoHenry debit card, you can pay for stuff, get paid, save, shop, and budget. Teens can learn to save, balance a budget, pick up good spending habits, and prepare for a healthier financial life as an adult. You can try out GoHenry here for free.

Unless you're 18, you cannot create your own PayPal account, as per the PayPal user agreement. However, your parents can help you sign up for one. As for the bank account, minor children by law can't open a checking account.

They need a parent or guardian to set up a custodial or joint account. A custodial account is the property of the child but is managed by the parent until the child turns 18.

You'll need the help of your parents or guardian to get these two accounts — but it'll be worth it so you can start earning from these ways to make money at 13.

FAQs on Making Money at 13 Years Old

1. What are some of the best jobs or business ideas for a 13-year-old to start making money?

At such a young age, there are numerous ways a 13-year-old can start earning their own money. While traditional jobs like delivering newspapers have been a staple for decades, the rise of the internet and tech skills has opened the door for more online job opportunities. Some great jobs and business ideas include dog walking, babysitting, starting a lemonade stand, or even joining a family business.

Younger kids can also explore creating an Etsy shop to sell crafts online or design t-shirts and partner with printing companies to bring their visions to life. Young teens with a knack for tech might consider creating websites or offering social media management services. Yard work, such as mowing lawns or shoveling snow, can also provide good money, especially during seasonal times like summer months or colder months.

2. Can a 13-year-old legally work in traditional jobs?

The Fair Labor Standards Act (FLSA) in the U.S. has set the minimum age for employment in non-agricultural jobs at 14 years old. However, 13-year-olds can still work in non-traditional roles like babysitting, lawn mowing, or odd jobs in their local community. It's essential to understand the labor laws in your state or country and always get parental consent before starting any work.

3. What are some online money-making opportunities for teens?

The digital age offers numerous opportunities for tech-savvy teens to start making money online. From taking paid survey sites that offer cash rewards or free gift cards to opening their own online store, the possibilities are vast. They can self-publish stories, create printables, or even start a YouTube channel. Other survey sites and platforms pay good money to teens to provide feedback on games or apps. However, remember to be cautious online, always involve a trusted adult or parents, and ensure the chosen sites are legitimate.

4. How can I promote my services or products as a 13-year-old entrepreneur?

Promoting your business or services, whether they're digital or physical products, can be achieved in various ways. Utilize social media accounts to spread the word, create flyers to distribute in your neighborhood, or tell family members and friends to help get the word out. If selling crafts, such as jewelry or artwork, joining platforms like Etsy or hosting yard sales can be excellent methods. Additionally, word of mouth is one of the most powerful tools, so always ensure you provide quality service or products to have happy customers who'll refer others.

5. How can I manage my money and save effectively at such a young age?

Starting to earn your own money as a 13-year-old is an excellent opportunity to learn about finances. It's essential to understand the importance of saving, especially if you have specific goals, like buying a new bike or tablet. You can ask your parents for tips or even search online articles (like on Forbes or USA Today) for money management advice tailored to teens. Opening a savings account, if you don't already have one, can be a great way to see your money grow and understand the value of saving.

6. What are the advantages of working or starting a business at 13 years old?

Starting at a young age, whether it's doing odd jobs or opening your own business, comes with numerous advantages. You develop a strong work ethic, gain new skills, and understand the value of hard work and responsibility. It's not just about earning money; it's about developing leadership skills, time management, and becoming more organized. Plus, as a teen, you can usually offer services at a lower rate than adults, giving you a competitive edge in the market.

7. How can I balance school work with my job or business?

Balancing school and work can be challenging but not impossible. It requires excellent time management and prioritization skills. Always prioritize school work, as education is essential. However, during free times, like weekends or holidays, you can focus on your job or business. Discuss your schedule with family members to get extra help and ensure you're not overworking yourself. Remember, it's crucial to find a balance to ensure you're not missing out on your childhood while still enjoying the benefits of earning your own money.

Teens Can Make Money Online

While most of these ways to make money won't generate a full-time income for most teens, it's exciting to make some extra money! Just be sure that you have one of the best debit cards for kids so that you can use your extra money with ease.

Which ways to make extra money at 13 are you currently interested in? Let us know!

Brian Meiggs
Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of Smarts, a personal finance site helping you easily explore your best money options. He helps readers follow the smart money in order to increase their earning potential and start building wealth for the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Business Insider, Yahoo! Finance, NASDAQ, Discover, and more.
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Thankyou this was very helpful!😀