6 Cash Advance Apps Like Brigit for Instant Money

Need a payday loan or a cash advance? Find out which cash advance apps like Brigit can get you money instantly so you can get paid today.

Our Pick 🏆
  • Amount: $50 - $750 > Monthly Payment: FREE > Fast Transfer Fee: N/A

  • Amount: $25 - $250 | Monthly Payment: FREE | Fast Transfer Fee: $4.99

  • Amount: $50 - $750 | Monthly Payment: FREE | Fast Transfer Fee: $3.99

  • Amount: $25 - $500 | Monthly Payment: FREE | Fast Transfer Fee: $0.49 - $8.99

  • Amount: $20 - $250 | Monthly Payment: $6 - $15 | Fast Transfer Fee: $3.99 - $9.99

Our Pick 🏆

Amount: $50 - $750 > Monthly Payment: FREE > Fast Transfer Fee: N/A

Amount: $25 - $250 | Monthly Payment: FREE | Fast Transfer Fee: $4.99

Amount: $50 - $750 | Monthly Payment: FREE | Fast Transfer Fee: $3.99

Amount: $25 - $500 | Monthly Payment: FREE | Fast Transfer Fee: $0.49 - $8.99

Amount: $20 - $250 | Monthly Payment: $6 - $15 | Fast Transfer Fee: $3.99 - $9.99

Are you interested in learning about the best cash advance apps like Brigit for instant money?

Today I’m going to show you some new strategies to borrow money instantly simply by clicking a few buttons on your cell phone (in under 5 minutes).

The best part? A lot of these cash advance apps work with Varo, Chime, Current and other digital banks and traditional bank accounts.

I get it.

Life happens.

Sometimes you need some extra cash to pay a bill or you’re trying to save up for something you want.

You don’t want to fall behind on bills and are wondering how to get an instant $50 loan or what money borrowing apps can pay you today?

Sure, another 500 dollars paid out early wouldn’t hurt. We’ve all been there, but what do you usually do when that happens? This is an exhaustive list of things that anyone can do, today, in order to get your paycheck early so you can earn money today.

If you're strapped for time, I'll go ahead and share the best cash advance apps like Brigit.

But first, what is Brigit?

What is Brigit?

Brigit is another instant loan app that can help anyone get paid today. By downloading the free app on iOS or Android — you can join 1 million members who get paid up to $250, budget, and save smarter with Brigit. Only takes 2-minutes. No credit check. No interest.

Keep in mind that Brigit doesn’t work with Chime, Capital One, Net Spend, and Varo due to issues with maintaining connectivity.

So you'll likely want to find other cash advance apps like Brigit that work with these new digital banks.

5 Best Cash Advance Apps Like Brigit

These apps help you get your paycheck early and can help you get paid today.

Try these free mobile applications available in the App Store and Google Play Store — so you can borrow cash with ease:

Cash Advance AppCash Advance Max
Current$750
Albert$250
EarnIn$750
Cleo$250
Klover$200
MoneyLion$250

1. Current

current app

Current is the future of mobile banking. This bank account has a bunch of compelling features where you can get spotted $750 at any time, get paid up to 2 days faster, and all with no minimum balance or hidden fees. It's free to use and has no monthly fees at all, plus you can get instant access to your paycheck in advance for free. Advance as much as you qualify for, as often as you need. Current doesn't run a credit check when you open an account, so you don't have to worry about your credit history or FICO scores being impacted.

2. Albert

Albert can spot you up to $250 instantly with no interest, no late fees, no credit check, and absolutely no hidden costs. It’s called Instant Advance, and it’s built into your Albert Cash account to help you breathe a little easier when money's tight.

You don’t need perfect credit. You don’t need to jump through hoops. Just open an Albert Cash account, and once you're eligible, you'll have access to extra cash right when you need it, whether it’s to cover rent, gas, or a night of unexpected expenses.

And the best part? Albert doesn’t nickel and dime you. No predatory fees. No sneaky fine print. Just real help, fast.

3. EarnIn

cash advance app earnin app

Why wait for payday when you’ve already earned the money? With EarnIn, you can access up to $150 per day and up to $750 per pay period. There are no mandatory fees, no interest, and no credit checks. You simply choose what to tip based on what the service is worth to you (you can tip $0 if you want).

It’s a simple and stress-free way to stay ahead of bills, avoid overdraft fees, and cover unexpected expenses. Since you’re using money you’ve already earned, there’s no risk of falling into debt. EarnIn gives you the flexibility and control that traditional financial systems often don’t.

4. Cleo

With Cleo, you can get a salary advance which is its answer to extortionate overdraft fees and the scary-expensive world of payday loans; it’s part of Cleo Plus, the apps subscription service. 

If you qualify, Cleo can give you a no-interest advance of up to $250 to help you stay out of your overdraft. You pick your repayment date – anywhere between 3 and 28 days – and pay Cleo back when you reach it. It won't affect your credit score, but Cleo Plus is $5.99 per month.

The free option gives you access to Cleo's budgeting tool and digital wallet, plus a weekly quiz with chances to earn cash rewards but you can't get the salary advance.

5. Klover

clover

Klover can give you some extra cash before payday. Just have at least three consistent direct deposits within the past two months with no gaps in pay with the same employer; once you meet those requirements feel free to apply and request a boost of a $200 cash advance.

Apps like Klover offer small cash advances without any obligatory fees; however, the funding process may take longer compared to certain competitors, and the optional express fees associated with expedited service are relatively high.

Get up to $200
Klover
4.5
  • Klover is an app that provides an advance of up to $200 on your next paycheck
  • No mandatory fees
  • An optional express fee from $2.99 to $20.78 to receive funds faster
GET UP TO $200

6. MoneyLion

moneylion get paid today app

MoneyLion is banking that gives you more, a lot more so you can get paid today. You can get spotted $250 at any time with no interest with Instacash. This gets you 0% APR cash advances up to $250 to help you cover essentials and surprises, just apply here and link your checking account (no monthly fee). Plus, you can get your paycheck up to two days early with RoarMoney – plus easy ways to borrow, save, invest, and earn. All in one app.

FAQs on Cash Advance Apps

What are cash advance apps like Brigit?

Apps like Brigit offer users the ability to borrow a portion of their upcoming paycheck before their actual payday. By connecting to your bank account, these apps analyze your spending habits, working hours, and direct deposit frequency to determine a suitable loan amount. There are payday apps like EarnIn that can help you get your paycheck early so you get paid today. When you need cash now to make it to payday, these apps can be a huge help. All these payday apps are listed in this article.

How are they different from traditional payday loans?

While payday loans are short-term loans with often high interest rates, cash advance apps generally avoid such high costs. Instead, they might charge a monthly membership fee or a small transaction fee. These apps prioritize direct deposit patterns and banking history over credit checks, making them more accessible and often a cheaper alternative to payday lenders.

Do they require credit checks or impact my credit score?

Most of these apps don't initiate a hard credit inquiry, so your credit score remains unaffected. However, some offer credit builder loans, which can help users build credit by reporting payment history to the three major credit bureaus.

How soon can I access the funds?

Many apps promise instant transfers or same business day funding, ensuring users get their money quickly. However, transfer speeds can be influenced by factors like your bank's policies or any associated third-party fees.

Are there fees or memberships involved?

While some apps like Brigit offer no fee advances, others might have a monthly subscription fee. Optional tips or small fees might apply for faster fund delivery. Overdraft protection is another feature that might come with a separate fee, helping users avoid additional bank charges.

How are repayments handled?

After direct deposits hit your account, the borrowed amount is typically automatically deducted. Some apps, understanding the unpredictability of life expenses, offer flexible repayment options or even extensions.

Are there other notable cash advance apps?

Certainly! Apps like Earnin, Dave, Chime, and Empower are also popular in the space. Each provides a unique suite of features and services, catering to various financial needs and situations.

External resources, so you don’t have to do the research:

1) Have you lost your job? 

You can file for unemployment. Apps like Brigit also have automatic advance extensions for any user who has filed for unemployment. No questions asked. 

2) Looking to earn money? 

We have two articles about this, one for people looking for full-time online jobs and another for people looking for part time income (the gig economy).

3) Worried about bills? 

Here is an article from our team on ways to save money on groceries. Credit card companies and some banks are also delaying payments, waiving fees, and removing interest charges. Read about it here. You can get out ahead of these problems.

4) Trying to stretch your budget? 

Check out our guide on living cheap. Maybe you already know it all, but maybe there are some tidbits in there to help.

Borrow Responsibly when Using Payday Loan Apps Like Brigit

If you're like most people, any new financial need or demand makes you irritated and tense. The best money borrowing app can help you meet your immediate demands without delay or having to seek secured personal loans. Since you're likely unready for financial emergencies and each additional financial obligation can put you on edge.

There are several advantages of borrowing money via an app rather than going to a local bank or pawnshop to try and get quick cash. Even though there are many lending institutions in each city today, you may not be aware of all the nuances, interest rates and fees among them.

Every potential borrower must understand that he or she is fully responsible for any loan or cash advance obtained. This money should not be taken for granted, since it will only be used for a brief period of time.

Finally, such small amounts of loaned money can't accommodate long-term financial objectives. Consider alternative ways to finance your long-term goals and needs, or try to increase your income potential with side hustles.

With that said, good luck with borrowing money with these cash advance apps!

Brian Meiggs
Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of Smarts, a personal finance site helping you easily explore your best money options. He helps readers follow the smart money in order to increase their earning potential and start building wealth for the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Business Insider, Yahoo! Finance, NASDAQ, Discover, and more.
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