Are you interested in learning about the best cash advance apps like Brigit for instant money?
Today I’m going to show you some new strategies to borrow money instantly simply by clicking a few buttons on your cell phone (in under 5 minutes).
I get it.
Sometimes you need some extra cash to pay a bill or you’re trying to save up for something you want.
Sure, another 500 dollars paid out early wouldn’t hurt. We’ve all been there, but what do you usually do when that happens? This is an exhaustive list of things that anyone can do, today, in order to get your paycheck early so you can earn money today.
If you're strapped for time, I'll go ahead and share the best cash advance apps like Brigit.
But first, what is Brigit?
What is Brigit?
What is Brigit?
Brigit is another instant loan app that can help anyone get paid today. By downloading the free app on iOS or Android — you can join 1 million members who get paid up to $250, budget, and save smarter with Brigit. Only takes 2-minutes. No credit check. No interest.
Keep in mind that Brigit doesn’t work with Chime, Capital One, Net Spend, and Varo due to issues with maintaining connectivity.
So you'll likely want to find other cash advance apps like Brigit that work with these new digital banks.
9 Best Cash Advance Apps Like Brigit
These apps help you get your paycheck early and can help you get paid today.
Try these free mobile applications available in the App Store and Google Play Store — so you can borrow cash with ease:
|Cash Advance App
|Cash Advance Max
Empower is one of the top cash advance apps like Brigit designed for today’s generation. No matter what lies ahead, they’ll help you thrive by letting you borrow money. By downloading the app you can get a cash advance of up to $250 when you need it most, and save for your future.
You can count on them to have your back and get a cash advance up to $250 directly to your account. No applications, no interest or late fees, no credit checks or credit risk. You just pay them back automatically when you receive your next direct deposit. There's no catch. It's that simple.
Albert can spot you up to $250 so you can make ends meet. Here you can get up to $250 with Instant overdraft protection on your Albert Cash account. Plus, no late fees, interest, credit check, or hidden hands in your pocket.
When you join Albert, you’ll set up an Albert Cash account and a 30-day trial for Albert Genius as part of the sign-up process. If you cancel within 30 days of signing up, you will not be charged for your subscription.
However, you'll lose Genius benefits like Instant overdrafts, investing, expert access, rewards, and free ATM withdrawals. Yet, your Cash account and will debit card remain accessible.
Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. The Albert Mastercard® debit card is issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Cash back terms apply. Instant overdraft eligibility requirements, limits, and other terms apply. Limits start at $10 and may be increased up to $250 by Albert. A qualifying Genius subscription is required to access Instant overdrafts and cash back offers. Transfer, ATM, and other applicable fees may apply. See app for details.
Apps like Dave pride themselves on being banking for humans. Meet the banking app that puts your financial mind at ease. Get paid up to two days early, build your credit history and get up to $500 advances without paying a fee. 7 million members and counting consider Dave one of the top reliable cash advance apps.
With Cleo, you can get a salary advance which is its answer to extortionate overdraft fees and the scary-expensive world of payday loans; it’s part of Cleo Plus, the apps subscription service.
If you qualify, Cleo can give you a no-interest advance of up to $250 to help you stay out of your overdraft. You pick your repayment date – anywhere between 3 and 28 days – and pay Cleo back when you reach it. It won't affect your credit score, but Cleo Plus is $5.99 per month.
The free option gives you access to Cleo's budgeting tool and digital wallet, plus a weekly quiz with chances to earn cash rewards but you can't get the salary advance.
Klover can give you some extra cash before payday. Just have at least three consistent direct deposits within the past two months with no gaps in pay with the same employer; once you meet those requirements feel free to apply and request a boost of a $200 cash advance.
Apps like Klover offer small cash advances without any obligatory fees; however, the funding process may take longer compared to certain competitors, and the optional express fees associated with expedited service are relatively high.
MoneyLion is banking that gives you more, a lot more so you can get paid today. You can get spotted $250 at any time with no interest with Instacash. This gets you 0% APR cash advances up to $250 to help you cover essentials and surprises, just apply here and link your checking account (no monthly fee). Plus, you can get your paycheck up to two days early with RoarMoney – plus easy ways to borrow, save, invest, and earn. All in one app.
With Earnin, you get paid today and can access up to $100 per day from the pay you’ve already earned, without hidden fees or interest. With apps like Earnin, there are no mandatory monthly fees or interest. You choose what you want to pay to support the service. This is a radical change from the way the American financial system typically functions.
8. Chime SpotMe
Traditional banks took $11 Billion in overdraft fees in 2019. At Chime, they do things differently. Instead of charging you an overdraft fee, they allow you to overdraft up to $200* with no fees. So if you need to pay for something but don't have any money, you can still buy it with Chime SpotMe covering you. There are a ton of apps that work with Chime so it's a flexible option for any consumer.
Apps like Branch offer a mobile digital wallet for working Americans. An on-demand hub that helps them meet their everyday financial needs, this get paid today app allows any employee to receive a payroll advance (up to $500 in earned wages per paycheck), manage their cash flow, and spend anywhere – all from their smartphone.
FAQs on Cash Advance Apps
Apps like Brigit offer users the ability to borrow a portion of their upcoming paycheck before their actual payday. By connecting to your bank account, these apps analyze your spending habits, working hours, and direct deposit frequency to determine a suitable loan amount. There are payday apps like Empower that can help you get your paycheck early so you get paid today. When you need cash now to make it to payday, these apps can be a huge help. All these payday apps are listed in this article.
While payday loans are short-term loans with often high interest rates, cash advance apps generally avoid such high costs. Instead, they might charge a monthly membership fee or a small transaction fee. These apps prioritize direct deposit patterns and banking history over credit checks, making them more accessible and often a cheaper alternative to payday lenders.
Most of these apps don't initiate a hard credit inquiry, so your credit score remains unaffected. However, some offer credit builder loans, which can help users build credit by reporting payment history to the three major credit bureaus.
Many apps promise instant transfers or same business day funding, ensuring users get their money quickly. However, transfer speeds can be influenced by factors like your bank's policies or any associated third-party fees.
While some apps like Brigit offer no fee advances, others might have a monthly subscription fee. Optional tips or small fees might apply for faster fund delivery. Overdraft protection is another feature that might come with a separate fee, helping users avoid additional bank charges.
After direct deposits hit your account, the borrowed amount is typically automatically deducted. Some apps, understanding the unpredictability of life expenses, offer flexible repayment options or even extensions.
Certainly! Apps like Earnin, Dave, Chime, and Empower are also popular in the space. Each provides a unique suite of features and services, catering to various financial needs and situations.
External resources, so you don’t have to do the research:
1) Have you lost your job?
You can file for unemployment. Apps like Brigit also have automatic advance extensions for any user who has filed for unemployment. No questions asked.
2) Looking to earn money?
3) Worried about bills?
Here is an article from our team on ways to save money on groceries. Credit card companies and some banks are also delaying payments, waiving fees, and removing interest charges. Read about it here. You can get out ahead of these problems.
4) Trying to stretch your budget?
Check out our guide on living cheap. Maybe you already know it all, but maybe there are some tidbits in there to help.
Borrow Responsibly when Using Payday Loan Apps Like Brigit
If you're like most people, any new financial need or demand makes you irritated and tense. The best money borrowing app can help you meet your immediate demands without delay or having to seek secured personal loans. Since you're likely unready for financial emergencies and each additional financial obligation can put you on edge.
There are several advantages of borrowing money via an app rather than going to a local bank or pawnshop to try and get quick cash. Even though there are many lending institutions in each city today, you may not be aware of all the nuances, interest rates and fees among them.
Every potential borrower must understand that he or she is fully responsible for any loan or cash advance obtained. This money should not be taken for granted, since it will only be used for a brief period of time.
Finally, such small amounts of loaned money can't accommodate long-term financial objectives. Consider alternative ways to finance your long-term goals and needs, or try to increase your income potential with side hustles.
With that said, good luck with borrowing money with these cash advance apps!