Unexpected expenses happen. Maybe you need to cover a bill, avoid overdraft fees, or just get through to your next paycheck. Whatever the reason, youโre probably wondering: What cash advance apps work with Varo?
Good newsโthere are plenty of legit options that can get you money in minutes. Some of these apps can spot you $50, $100, or even more without hidden fees or a credit check.
In this guide, Iโll break down the best payday advance apps that work with Varo, how they work, and what you need to qualify. If youโre in a pinch and need money now, keep readingโIโve got you covered.
These Payday Loans & Apps Work With Varo

These apps help you get your paycheck early can help you get paid today.
Try these cash advance apps available in the App Store and Google Play Store โ so you can borrow cash with ease:
Cash Advance App | Works with Varo | Cash Advance Max |
---|---|---|
Empower | Yes | $300 |
Cleo | Yes | $250 |
MoneyLion | Yes | $500 |
EarnIn | No | $750 |
Branch | Yes | $500 |
Dave | Yes | $500 |
Albert | Yes | $250 |
Klover | Yes | $200 |
Brigit | No | $250 |
Does Empower work with Varo?
Yes. Empower works with Varo Money so you can get a cash advance of up to $300 through the app.
To link to your Varo Bank account to Empower:
- Go to the Home page of your app and scroll down to the Accounts section
- Click on the + icon on the upper right
If you can't find Varo Money in the list, tap on the magnifying glass ๐ on the upper right and you'll be able to search for it.
What is Empower?
Empower is an app designed for todayโs generation. No matter what lies ahead, theyโll help you thrive by letting you borrow money. By downloading the app you can get a cash advance of up to $300 when you need it most, and save for your future.
You can count on them to have your back and get a cash advance up to $300 directly to your account. No applications, no interest or late fees, no credit checks or credit risk. You just pay them back automatically when you receive your next direct deposit. There's no catch. It's that simple.
- Get a no-fee and interest-free cash advance of up to $300
- Use AutoSave to automatically set money aside every week
- Costs $8 per month after a 14-day free trial
Does Cleo work with Varo?
Yes. Cleo works with Varo. There are no issues when you connect your Varo Account to Cleo. Cleo Plus subscribers ($5.99 a month) can get a cash advance of up to $250.
In order to add Varo to Cleo, you'll have to:
- First, withdraw all the money into the account attached to your Wallet by saying โwithdraw $amountโ to Cleo. It will take 4 business days for your money to withdraw.
- Then say โwalletโ to Cleo and hit โView ๐ โ (if youโre in the app hit โManage your Walletโ).
- Hit โUpdate bankโ and Cleo will give you the option to link an existing bank to your Wallet or to add a new account to Cleo via Plaid.
- Add your Varo Money account to Cleo next.
Remember, any account linked to your Cleo Wallet has to be connected to your Cleo account already. The money you manually move in or out of your Cleo Wallet and all your autosaves will now happen with this account.
What is Cleo?
With Cleo, you can get a salary advance which is its answer to extortionate overdraft fees and the scary-expensive world of payday loans; itโs part of Cleo Plus, the apps subscription service.
If you qualify, Cleo can give you a no-interest advance of up to $250 to help you stay out of your overdraft. You pick your repayment date โ anywhere between 3 and 28 days โ and pay Cleo back when you reach it. It won't affect your credit score, but Cleo Plus is $5.99 per month. The free option gives you access to Cleo's budgeting tool and digital wallet, plus a weekly quiz with chances to earn cash rewards but you can't get the salary advance.
- You can earn cash back rewards and enjoy salary advances up to $250 with Cleo Plus ($5.99 a month)
- Robust free version that helps you budget, automatically save and track your spending
- You can earn interest on your savings
Does EarnIn work with Varo?
No. EarnIn has been unable to support Varo users because Varo allows users access to their paychecks up to two days early, making it difficult to define a fixed payday.
What is EarnIn?
With EarnIn, you get paid today and can access up to $150 per day from the pay youโve already earned, without hidden fees or interest. You choose what you want to pay to support the service (which can be $0)โand gain access to your hard-earned cash right when you need it.
This is a radical change from the way other instant loan apps typically function. There are a few apps like Earnin, but most of them have a monthly fee which is what sets EarnIn apart being absolutely free.
Does MoneyLion work with Varo?
Yes, MoneyLion does work with Varo. There are no issues when connecting your Varo Account to MoneyLion. MoneyLion members can get 0% APR cash advances up to $500.
To link an external bank account like Varo to use for transfers, click โAdd accountโ on the Transfers screen in the MoneyLion app.
What is MoneyLion?
MoneyLion is banking that gives you more, a lot more so you can get paid today. You can get spotted $500 at any time with no interest with Instacash. This gets you 0% APR cash advances up to $500 to help you cover essentials and surprises, just apply here and link your checking account (no monthly fee). Plus, you can get your paycheck up to two days early with RoarMoney โ plus easy ways to borrow, save, invest, and earn. All in one app.
- The maximum advance is $500
- No interest. No monthly fee. No credit check
- Link your checking account to qualify for 0% APR cash advances
Does Branch work with Varo?
Does Branch work with Varo? While Branch can work for Varo users, there is a catch. As per the Branch Support Page, if you bank with Varo, you will be required to put your direct deposit in your Branch Wallet to qualify for an advance.
In order to add Varo to Branch, select Settings, then Payment Methods. At the bottom of Payment Methods, youโll have the option to add a new bank or card. Click on the โAdd Bank or Cardโ and select โBank.โ and choose Varo.
What is Branch?
Apps like Branch offer a mobile digital wallet for working Americans. An on-demand hub that helps them meet their everyday financial needs, this get paid today app allows any employee to receive a payroll advance (up to $500 in earned wages per paycheck), manage their cash flow, and spend anywhere โ all from their smartphone.
Does Dave work with Varo?
Yes, Dave does work Varo. There are no issues when connecting your Varo Account to Dave. Dave members can get up to $500 advances without paying a fee.
What is Dave?
Apps like Dave pride themselves on being banking for humans. Meet the banking app that puts your financial mind at ease. Get paid up to two days early, build your credit history and get up to $500 advances without paying a fee. 7 million members and counting consider Dave one of the top reliable cash advance apps.
Does Albert work with Varo?
Yes, Albert does work Varo. There are no issues when connecting your Varo Account to Albert. With Albert Instant eligibility, and you may be approved for up to $250 per advance.
To add Varo to Albert:
- Go to the Overview tab (๐).
- Tap the plus sign (+).
- Select Varo Money or search for it by name if itโs not listed.
- Enter your financial institution account credentials.
What is Albert?
Albert can spot you up to $250 so you can make ends meet. No late fees, interest, credit check, or hidden hands in your pocket. As long as you have a paycheck and have repaid your past advances, you can request up to 3 cash advances per pay period.
- Up to $250 Instant overdraft coverage
- Get instant advances and more with Albertโs free basic plan
- All-in-one money app
Does Klover work with Varo?
Does Klover work with Varo? Yes, Klover does work Varo. There are no issues when connecting your Varo Account to Klover. Klover members can get up to $200 advances without paying a fee.
In order to add Varo to Klover:
- Log in & head over to the โProfileโ icon on the dashboard
- Select โBankโ and โRemoveโ
- Select โOKโ to confirm that you will be removing your bank account and debit card (your debit card will automatically be unlinked once you remove your bank account)
- Use Plaid (our third-party) to log in to Varo Money
- Proceed to add your debit card
What is Klover?
Klover can give you some extra cash before payday. Just have at least three consistent direct deposits within the past two months with no gaps in pay with the same employer; once you meet those requirements feel free to apply and request a boost of a $200 cash advance.
Apps like Klover offer small cash advances without any obligatory fees; however, the funding process may take longer compared to certain competitors, and the optional express fees associated with expedited service are relatively high.
- Klover is an app that provides an advance of up to $200 on your next paycheck
- No mandatory fees
- An optional express fee from $2.99 to $20.78 to receive funds faster
Does Brigit work with Varo?
No, Brigit doesnโt work with Varo, Capital One, Net Spend, and Chime due to issues with maintaining connectivity.
What is Brigit?
Brigit is another instant loan app that can help anyone get paid today. By downloading the free app on iOS or Android โ you can join 1 million members who get paid up to $250, budget, and save smarter with Brigit. Only takes 2-minutes. No credit check. No interest.
- Tap to get an advance within seconds
- Get up to $250
- No credit check is required and no interest
- Pay it back without hidden fees or โtips"
Borrow Responsibly
If you're like most people, any new financial need or demand makes you irritated and tense. The best money borrowing app can help you meet your immediate demands without delay. Since you're likely unready for financial emergencies and each additional financial can put you on edge.
There are several advantages of borrowing money via an app rather than going to a local bank or pawnshop to try and get quick cash. Even though there are many lending institutions in each city today, you may not be aware of all the nuances, interest rates and fees among them.
Every potential borrower must understand that he or she is fully responsible for any loan or cash advance obtained. This money should not be taken for granted, since it will only be used for a brief period of time.
Finally, such small amounts of loaned money can't accommodate long-term financial objectives. Consider alternative ways to finance your long-term goals and needs, or try to increase your income potential with side hustles.
With that said, good luck with borrowing money with these apps!