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6 Apps Like Branch That Loan Money Instantly

Need a cash advance? Try these apps like Branch to get the funds you need to make it till next payday.

Need cash fast? If you’re looking for the best cash advance apps like Branch to get instant money, you’re in the right place.

With just a few taps on your phone, you can access extra cash in minutes—no waiting, no complicated paperwork. Many of these money apps work seamlessly with Varo, Chime, Current, and even traditional bank accounts, making it easy to get the funds you need when life throws you a curveball.

Whether you need $500 or more to cover a bill or an early payday to stay ahead, there are plenty of options to help you out. In this guide, I’ll walk you through the top cash advance apps that actually work, so you can borrow money fast—without the hassle.

Our Pick 🏆
  • Amount: $50 - $750 > Monthly Payment: FREE > Fast Transfer Fee: N/A

  • Amount: $25 - $250 | Monthly Payment: FREE | Fast Transfer Fee: $4.99

  • Amount: $50 - $750 | Monthly Payment: FREE | Fast Transfer Fee: $3.99

  • Amount: $25 - $500 | Monthly Payment: FREE | Fast Transfer Fee: $0.49 - $8.99

  • Amount: $20 - $250 | Monthly Payment: $6 - $15 | Fast Transfer Fee: $3.99 - $9.99

Our Pick 🏆

Amount: $50 - $750 > Monthly Payment: FREE > Fast Transfer Fee: N/A

Amount: $25 - $250 | Monthly Payment: FREE | Fast Transfer Fee: $4.99

Amount: $50 - $750 | Monthly Payment: FREE | Fast Transfer Fee: $3.99

Amount: $25 - $500 | Monthly Payment: FREE | Fast Transfer Fee: $0.49 - $8.99

Amount: $20 - $250 | Monthly Payment: $6 - $15 | Fast Transfer Fee: $3.99 - $9.99

Cash Advance AppCash Advance Max
Current$750
Albert$250
Brigit$250
Cleo$250
MoneyLion$500
Klover$200

But first, what is Branch?

What is Branch?

brand get paid today app

Branch offers a mobile digital wallet for working Americans. An on-demand hub that helps them meet their everyday financial needs, this get paid today app allows any employee to receive a payroll advance (up to $500 in earned wages per paycheck), manage their cash flow, and spend anywhere – all from their smartphone.

Best Cash Advance Apps Like Branch

These apps help you get your paycheck early and can help you get paid today.

1. Current

cash advance app current

Current is the future of mobile banking. This bank account has a bunch of compelling features where you can get spotted $750 at any time, get paid up to 2 days faster, and all with no minimum balance or hidden fees. It's free to use and has no monthly fees at all, plus you can get instant access to your paycheck in advance for free. Advance as much as you qualify for, as often as you need. Current doesn't run a credit check when you open an account, so you don't have to worry about your credit history or FICO scores being impacted.

2. Albert

Albert can spot you up to $250 so you can make ends meet. No late fees, interest, credit check, or hidden hands in your pocket. As long as you have a paycheck and have repaid your past advances, you can request up to 3 cash advances per pay period. There's no catch.

3. Cleo

With Cleo, you can get a salary advance which is its answer to extortionate overdraft fees and the scary-expensive world of payday loans; it’s part of Cleo Plus, the apps subscription service. 

If you qualify, Cleo can give you a no-interest advance of up to $250 to help you stay out of your overdraft. You pick your repayment date – anywhere between 3 and 28 days – and pay Cleo back when you reach it. It won't affect your credit score, but Cleo Plus is $5.99 per month.

The free option gives you access to Cleo's budgeting tool and digital wallet, plus a weekly quiz with chances to earn cash rewards but you can't get the salary advance.

4. Brigit

Brigit is another instant loan app that can help anyone get paid today. By downloading the free app on iOS or Android — you can join 3 million members who get paid up to $250, budget, and save smarter with Brigit. Only takes 2-minutes. Brigit has no credit check and no interest so you can get your finances on track.

5. MoneyLion

moneylion get paid today app

MoneyLion is banking that gives you more, a lot more so you can get paid today. You can get spotted $500 at any time with no interest with Instacash. This gets you 0% APR cash advances up to $500 to help you cover essentials and surprises, just apply here and link your checking account (no monthly fee). Plus, you can get your paycheck up to two days early with RoarMoney – plus easy ways to borrow, save, invest, and earn. All in one app.

6. Klover

clover

Klover can give you some extra cash before payday. Just have at least three consistent direct deposits within the past two months with no gaps in pay with the same employer; once you meet those requirements feel free to apply and request a boost of a $200 cash advance.

Apps like Klover offer small cash advances without any obligatory fees; however, the funding process may take longer compared to certain competitors, and the optional express fees associated with expedited service are relatively high.

Get up to $200
Klover
4.5
  • Klover is an app that provides an advance of up to $200 on your next paycheck
  • No mandatory fees
  • An optional express fee from $2.99 to $20.78 to receive funds faster
GET UP TO $200

Borrow Responsibly when Using Payday Loan Apps Like Branch

Our Pick 🏆
  • Amount: $50 - $750 > Monthly Payment: FREE > Fast Transfer Fee: N/A

  • Amount: $25 - $250 | Monthly Payment: FREE | Fast Transfer Fee: $4.99

  • Amount: $50 - $750 | Monthly Payment: FREE | Fast Transfer Fee: $3.99

  • Amount: $25 - $500 | Monthly Payment: FREE | Fast Transfer Fee: $0.49 - $8.99

  • Amount: $20 - $250 | Monthly Payment: $6 - $15 | Fast Transfer Fee: $3.99 - $9.99

Our Pick 🏆

Amount: $50 - $750 > Monthly Payment: FREE > Fast Transfer Fee: N/A

Amount: $25 - $250 | Monthly Payment: FREE | Fast Transfer Fee: $4.99

Amount: $50 - $750 | Monthly Payment: FREE | Fast Transfer Fee: $3.99

Amount: $25 - $500 | Monthly Payment: FREE | Fast Transfer Fee: $0.49 - $8.99

Amount: $20 - $250 | Monthly Payment: $6 - $15 | Fast Transfer Fee: $3.99 - $9.99

If you're like most people, any new financial need or demand makes you irritated and tense. The best money borrowing app can help you meet your immediate demands without delay or having to seek personal loans. Since you're likely unready for financial emergencies and each additional financial obligation can put you on edge.

There are several advantages of borrowing money via an app rather than going to a local bank or pawnshop to try and get quick cash. Even though there are many lending institutions in each city today, you may not be aware of all the nuances, interest rates and fees among them.

Every potential borrower must understand that he or she is fully responsible for any loan or cash advance obtained. This money should not be taken for granted, since it will only be used for a brief period of time.

Finally, such small amounts of loaned money can't accommodate long-term financial objectives. Consider alternative ways to finance your long-term goals and needs, or try to increase your income potential with side hustles.

With that said, good luck with borrowing money with these cash advance apps like Branch!

Brian Meiggs
Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of Smarts, a personal finance site helping you easily explore your best money options. He helps readers follow the smart money in order to increase their earning potential and start building wealth for the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Business Insider, Yahoo! Finance, NASDAQ, Discover, and more.
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