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Best for a mobile banking solution
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Best for all-in-one financial app
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Current lets you access up to $750 cash instantly with no hidden fees or credit checks.
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Albert gives you up to $250 cash advance instantly, plus tools to save, budget, and invest—all in one app.
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- Access up to $750 without fees or interest
- 100% free, no monthly fees at all
- Mobile banking app with variety of services
- Get $50 free with code WELCOME50 and a $200+ deposit in 45 days!
- Cash advances up to $250
- All-in-one app, banking, budgeting, saving
- Free trial for 30 days, then $14.99/mo after
Are you interested in learning about the best cash advance apps like Albert for instant money?
Today I’m going to show you some new strategies to borrow money instantly simply by clicking a few buttons on your cell phone (in under 5 minutes).
The best part? A lot of these cash advance apps work with Varo, Chime, Current and other digital banks and traditional bank accounts.
I get it.
Life happens.
Sometimes you need money now to pay a bill or you’re trying to save up for something you want.
You don’t want to fall behind on bills and are wondering how to get an instant $50 loan or what money borrowing apps can pay you today?
Sure, another 100 dollars paid out early wouldn’t hurt. We’ve all been there, but what do you usually do when that happens? This is an exhaustive list of things that anyone can do, today, in order to get your paycheck early so you can earn money today.
If you’re strapped for time, I’ll go ahead and share the best cash advance apps like Albert. Try these free mobile applications available in the App Store and Google Play Store — so you can borrow cash with ease:
But first, what is Albert?
What is Albert?
Albert can spot you up to $250 so you can make ends meet. No late fees, interest, credit check, or hidden hands in your pocket. As long as you have a paycheck and have repaid your past advances, you can request up to 3 cash advances per pay period. There’s no catch.
When you join Albert, you’ll set up an Albert Cash account and a 30-day trial for Albert Genius as part of the sign-up process. If you cancel within 30 days of signing up, you will not be charged for your subscription.
If you cancel, you will lose certain benefits associated with your Genius subscription, such as Investing, access to Albert’s financial experts, cash back rewards, free in-network ATM withdrawals, and more.
However, you will still have access to your Cash account, be able to receive direct deposits, or spend with your Cash debit card.
However, $250 may not cut it and you’ll want to find other cash apps like Albert that offer up to $500 per cash advance.
Best Cash Advance Apps Like Albert
These apps help you get your paycheck early and can help you get paid today.
1. Current
Current is the future of mobile banking. This bank account has a bunch of compelling features where you can get spotted $750 at any time, get paid up to 2 days faster, and all with no minimum balance or hidden fees. It’s free to use and has no monthly fees at all, plus you can get instant access to your paycheck in advance for free. Advance as much as you qualify for, as often as you need. Current doesn’t run a credit check when you open an account, so you don’t have to worry about your credit history or FICO scores being impacted.
- Payday is just one tap away
- Get up to $750 before payday
- Get free instant access to your paycheck in advance
- No credit checks and 100% free
- Get $50 free with code WELCOME50 and a $200+ deposit in 45 days!
2. Brigit
Brigit is another instant loan app that can help anyone get paid today. By downloading the free app on iOS or Android — you can join 3 million members who get paid up to $250, budget, and save smarter with Brigit. Only takes 2-minutes. Brigit has no credit check and no interest so you can get your finances on track.
- Tap to get an advance within seconds
- Get up to $250
- No credit check is required and no interest
- Pay it back without hidden fees or “tips"
3. Cleo
With Cleo, you can get a salary advance which is its answer to extortionate overdraft fees and the scary-expensive world of payday loans; it’s part of Cleo Plus, the apps subscription service.
If you qualify, Cleo can give you a no-interest advance of up to $100 to help you stay out of your overdraft. You pick your repayment date – anywhere between 3 and 28 days – and pay Cleo back when you reach it. It won’t affect your credit score, but Cleo Plus is $5.99 per month. The free option gives you access to Cleo’s budgeting tool and digital wallet, plus a weekly quiz with chances to earn cash rewards but you can’t get the salary advance.
- You can earn cash back rewards and enjoy salary advances up to $250 with Cleo Plus ($5.99 a month)
- Robust free version that helps you budget, automatically save and track your spending
- You can earn interest on your savings
4. MoneyLion
MoneyLion is banking that gives you more, a lot more so you can get paid today. You can get spotted $250 at any time with no interest with Instacash. This gets you 0% APR cash advances up to $250 to help you cover essentials and surprises, just apply here and link your checking account (no monthly fee). Plus, you can get your paycheck up to two days early with RoarMoney – plus easy ways to borrow, save, invest, and earn. All in one app.
- The maximum advance is $500
- No interest. No monthly fee. No credit check
- Link your checking account to qualify for 0% APR cash advances
5. Klover
Klover can give you some extra cash before payday. Just have at least three consistent direct deposits within the past two months with no gaps in pay with the same employer; once you meet those requirements feel free to apply and request a boost of a $200 cash advance.
Apps like Klover offer small cash advances without any obligatory fees; however, the funding process may take longer compared to certain competitors, and the optional express fees associated with expedited service are relatively high.
- Klover is an app that provides an advance of up to $200 on your next paycheck
- No mandatory fees
- An optional express fee from $2.99 to $20.78 to receive funds faster
Borrow Responsibly when Using Payday Loan Apps Like Albert
If you’re like most people, any new financial need or demand makes you irritated and tense. The best money borrowing app can help you meet your immediate demands without delay or having to seek personal loans. Since you’re likely unready for financial emergencies and each additional financial obligation can put you on edge.
There are several advantages of borrowing money via an app rather than going to a local bank or pawnshop to try and get quick cash. Even though there are many lending institutions in each city today, you may not be aware of all the nuances, interest rates and fees among them.
Every potential borrower must understand that he or she is fully responsible for any loan or cash advance obtained. This money should not be taken for granted, since it will only be used for a brief period of time.
Finally, such small amounts of loaned money can’t accommodate long-term financial objectives. Consider alternative ways to finance your long-term goals and needs, or try to increase your income potential with side hustles.
With that said, good luck with borrowing money with these cash advance apps like Albert!
- Payday is just one tap away
- Get up to $750 before payday
- Get free instant access to your paycheck in advance
- No credit checks and 100% free
- Get $50 free with code WELCOME50 and a $200+ deposit in 45 days!
