11 Apps That Actually Make Money (Tested & Verified)

You're looking for real ways to make money from your phone. You're in the right place.

I've personally tested and earned money from every app on this list. These aren't survey sites that pay pennies—these are legitimate platforms where you can earn $200-$400+ per month with consistent use.

Below you'll find 11 verified money-making apps ranked by earning potential. Each one has been thoroughly tested and has paid out real cash to my bank account.

📱 Highest Earning Apps (Start Here)

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11 Verified Money-Making Apps (Ranked by Earnings)

Testing criteria: Each app was used for a minimum of 2-3 weeks. All apps below have successfully paid out real money via PayPal, bank transfer, or gift cards. Earnings are based on consistent daily use.

1. Blitz Win Cash

⭐ Best Overall

The highest-earning gaming app on this list. Play skill-based games like bubble shooters, match-3 puzzles, and card games for real cash prizes. Fair matchmaking ensures you're competing against players at your skill level. Practice for free, then enter cash tournaments to start winning.

Win $20-$100+ per session Fair skill-based matching No annoying ads or bots Same-day PayPal payouts

Start Earning with Blitz →

Verified earnings: $100+ in first month. The skill-based matching system means consistent players actually improve their win rate over time. PayPal withdrawals process within 24 hours. This is the #1 money-making game app I recommend.

2. Branded Surveys (As Seen on CBS)

$100+ Per Task

Get paid real money to test new games, apps, and products on your phone. Simply sign up, browse available offers (like testing a game to level 5 or trying a new app), complete the task, and get paid. Higher-paying tasks unlock as you build your account history.

Tasks pay up to $100+ 100% free to join Direct PayPal cashout

Get Paid to Test Apps →

Verified earnings: $45 from a single game offer completed over 7 days of casual play. The platform is consistently reliable—tasks that say they pay actually do. One of the most underrated earning apps available.

3. Survey Junkie

Up to $5/Survey

Survey Junkie has paid over $40 million to members for sharing opinions about products and brands. Their smart matching system means you actually qualify for most surveys you start—no more wasting time on disqualifications. Cash out at just $5 directly to PayPal, bank account, or gift cards.

20+ million active members Only $5 minimum cashout PayPal & direct deposit

Start Taking Surveys →

Verified earnings: Regular cashouts every 2 weeks. The profile-based matching means 80% qualification rate (compared to 20-30% on other survey sites). Most reliable survey platform for consistent earnings.

4. Testerup

$50+ Per Task

Earn money as a product tester for new games, apps, and digital services. Browse available tasks, complete simple requirements (like downloading a free app or reaching a game level), and get paid when verified. The more tasks you complete, the more high-value opportunities unlock.

Premium tasks pay $50+ No cost to join Fast PayPal payouts

Start Testing & Earning →

Verified earnings: $7 earned in under 10 minutes from a simple app download task. While premium tasks take more time, the payout-to-effort ratio is excellent. Completely legitimate platform with reliable payments.

5. Freecash

Earn Up to $5K

Features some of the highest-paying offers in the industry (up to $5,000 for premium tasks). What sets Freecash apart: incredibly low $0.50 minimum cashout via PayPal, Bitcoin, or gift cards. This means you can literally earn and cash out every single day instead of waiting weeks to hit thresholds.

Just $0.50 minimum cashout Instant crypto withdrawals Premium offers pay $3,000+

Start Earning on Freecash →

Verified earnings: Over $1,000 from casino app offers (Stake.com offers are particularly lucrative). The $0.50 minimum is a game-changer—daily cashouts mean you see results immediately. Instant transfers to PayPal or Bitcoin. Easily one of my top 3 earners.

6. Scrambly

500 Point Bonus

Gaming-focused rewards platform established in 2022. Earn by testing new mobile games and apps through clear milestone-based goals. The major advantage: ultra-low $1 minimum cashout means you can grab gift cards same-day or cash out to PayPal within 24-48 hours.

Available in USA only $1 minimum cashout Fastest path to first dollar

Get Your 500 Point Bonus →

Verified earnings: Perfect for quick $1-2 daily earnings with fast cashout. Clean, ad-free interface. Best choice when you want to see money hit your account within 24 hours.

7. KashKick

Higher Payouts

Earn money for everyday tasks: completing surveys, testing apps, watching videos, and signing up for free trials. Payouts go directly to PayPal in real dollars (no confusing point conversions). KashKick consistently offers higher rates than competing platforms.

Direct PayPal payments Above-average task payouts Start earning immediately

Start Earning with KashKick →

Verified earnings: $10 earned in first session. Game testing offers are surprisingly well-paid. Simple, straightforward platform with reliable payments.

8. Branded Surveys

100 Point Bonus

If you signed up for Branded to test apps, Branded Surveys is already included in your account. Perfect for earning smaller amounts quickly while waiting for higher-paying game offers to complete. Quick 5-10 minute surveys add up throughout the day.

Fast filler income PayPal cashout available Featured on CBS News

Complete Your First Survey →

Verified earnings: Solid supplementary income. Best used for quick 5-10 minute earning sessions while waiting on game offers to finish. Reliable PayPal payouts once you hit minimum threshold.

9. Bingo Stars

Win Cash Today

Fast-paced bingo tournaments for real money. Play free practice rounds to learn the game, then enter cash tournaments when ready. Skill-based matching ensures fair competition. Perfect for quick gaming sessions during downtime or waiting in line.

4.9/5 star rating Win $10-$100+ per session Fast, reliable payouts iOS devices only

Download Bingo Stars →

Verified earnings: Consistent $1-2 wins in casual play sessions. 100% legitimate with fast payouts. Fun, skill-based gaming that actually pays—not just another ad-filled game app.

10. InboxDollars

$5 Instant Bonus

Established rewards platform with multiple earning methods: surveys, video watching, mobile games, email reading, and online shopping. Shows earnings in actual dollars (not points). Get your $5 signup bonus instantly just for creating an account.

$5 instant signup bonus Real cash, no point conversion Multiple earning methods

Claim Your $5 Bonus →

Verified earnings: $5 bonus is instant. Perfect for earning during TV commercials, commutes, or any spare moments. Quick tasks only take 2-5 minutes.

11. Fundrise

Build Passive Income

Real estate investing platform that lets you start with just $10. Build a diversified real estate portfolio without needing thousands in capital. Earn passive income through quarterly dividends while your investment appreciates. Perfect for beginners looking to make their money work for them.

Start with only $10 Earn passive income Beginner-friendly platform

Start Investing with $10 →

Verified earnings: Consistent passive income growth. I add small amounts monthly and watch it compound. Makes the list because it generates actual monthly income even with smaller account sizes—true passive earnings.

Quick Start Guide: Download These 3 Apps First

Best overall earner: Blitz Win Cash – Highest earning potential if you enjoy mobile games ($100+ per month realistic)

Best for app testing: Branded – Get paid up to $100+ per task to test games and apps

Fastest first payout: Freecash – Just $0.50 minimum means you can cash out daily

What to Expect

Realistic earnings: $200-$400/month with consistent daily use across multiple apps. This isn't replacement income—it's legitimate side money that deposits directly into your bank account.

Time investment: Most users spend 30-60 minutes daily during downtime (commutes, lunch breaks, TV watching). The apps on this list are designed for spare time, not full-time work.

Payment proof: Every app listed has successfully paid out real money to verified users. All payments are via PayPal, direct deposit, or major gift cards.

Questions about specific apps or want to know which ones work best for your situation? Drop a comment below and I'll respond with personalized recommendations.

Before you go, I keep a free spreadsheet of legit ways to earn extra income that I personally use and update regularly. Grab it here if you're interested.